I have done Xapo to Wise, one time, small amount, it was OK.
IMO Wise doesn't care if its "crypto related" as long as it's coming from account in your name.
Btw, I earned over 30k USD with them via their Earnings program;
USD interest currently at 4.5%, no lock in
BTC interest currently at 1% (only up to 5 BTC now tho)
referrals (have only 1)
card cashback up to 1.1%
And as far as I understand they are going to raise their monthly/annual fees...
I think OPs questions is a weird one. ANY yield number you want is possible, but its situated differently in the risk curve. I have some investments doing expected IRR 3%, some doing 15%, some doing 30% and some doing 50% or whatever. The risks associated with them are obviously on the spectrum...
Retiring parents is generally not a good idea, especially if they kinda like their job. There is a strong correlation between work-cessation and physical and mental decline. (Of course this is doesn't hold true for extreme cases, but on average) But if you can help her with a few biggest pain...
I think the most prominent at the moment would be CRVUSD https://crvusd.curve.fi/#/ethereum/markets
These have been around for long time Frax Finance
There was UXD on Solana, but apparently they changed their system or something ( this is how it used to work...
So WHY do fiat backed stablecoins (USDT, USDC, etc) get frozen?
Because there is an entity in the background that holds fiat in a bank account. The bank cOmpLiEs with rULEs aND reGUlatiOnS and the stablecoin issuer's bank account is at bank's mercy, hence the issuer extends the cOmPlianCe to...
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