European bank for me?

[Deleted member 7214]

I've always wanted to be "off the radar" because I just do not feel comfortable with random people having personal information about me, but I cannot do that without jumping through big hoops (like fake documents, I don't even want to do that), so I won't even mention that.

Basically I am looking for a trustworthy (meaning there isn't a chance of me losing my money due to the bank doing something intentionally or unintentionally to cause it) European bank with low maintenance fees (I usually only have up to 300eu/month turnout, usually around 100-200 euros, so even paying extra 10 or 20 euros a month is a lot for me - currently I pay 1.5/month for maintenance + I think around 1.5 for using ATMs, nothing else), European currencies (I don't care about USD or GBP - I'm a European citizen who is planning to stay within Europe for a long while longer). Currently I just have a simple bank account in my country, but my debit card will expire soon, but firstly I will not go back to the country I am originally from, I am traveling, and secondly I do not want to use their services anymore because I just do not want to be a part of that country.

I've looked into things like Revolut (and some others), but I have never taken a picture of my face and I am not willing to send a selfie with my ID. I can send a picture of my ID, bank statements, even meet them depending on how far the bank is, whatever, but not put my face online.

I use my debit card for groceries in physical stores, Amazon, Ebay, some other online stores a few times a year. I also do not want to use Paypal, seeing as it isn't privacy-oriented and it's an American company in the first place. Sometimes I also use the ATM. I do not have and do not need a credit card. I want to spend only the money I actually have.

Does something like that even exist for me, and if it does, what is it?

 

[negon]

Without proper DD documents i.e. passport copy and utilitybill forget about any real setup, it does not exists!

You should try to apply for a simply company formation with an agent, they will ask you a hell of a lot of questions and present crappy forms because they have to comply with DD & money laundering regulations world wide.

So, no passport & utilitybill = no solution, forget it!

 

[Deleted member 7214]

Without proper DD documents i.e. passport copy and utilitybill forget about any real setup, it does not exists!

You should try to apply for a simply company formation with an agent, they will ask you a hell of a lot of questions and present crappy forms because they have to comply with DD & money laundering regulations world wide.

So, no passport & utilitybill = no solution, forget it!

I am okay with sending passport copy, I do not pay utilities, I can send my current bank statement, etc.. I just have a problem with sending a selfie or getting on camera.

But companies like Revolut for example, they ask for a selfie.

 

[Saka11]

you can find company without sending your selfie. just digging more.

 

[Deleted member 7214]

you can find company without sending your selfie. just digging more.

I have only found Leupay, but they do not seem too trustworthy.

I've been digging for a few days now (I do it periodically), but I still haven't found something else.

 

[JoeBean]

Does it even make sense thinking about a foreign bank account in your case?

 

[Deleted member 7214]

Does it even make sense thinking about a foreign bank account in your case?

I don't care where the bank is, as long as it meets the requirements.

 

[happyjohn]

If not suggested already I would look at Bank of Cyprus or CIM bank if you are willing to travel!

 

[blizz]

@bankdude you found some valid solution for your bank account setup?

 

[blizz]

What company, shoot please

you can find company without sending your selfie. just digging more.

 

[Deleted member 7214]

@bankdude you found some valid solution for your bank account setup?

Nope, not yet.

 

[diablo]

I don't care where the bank is, as long as it meets the requirements.

Why don't you get started with an EMI account?

 

[haslan]

Can't you use Transferwise or EMI account ?

 

[Deleted member 7214]

Why don't you get started with an EMI account?

What's an EMI account?

 

[diablo]

What's an EMI account?

Check this thread List of EMI and Digital Banks for clarification!

 

[Deleted member 7214]

Check this thread List of EMI and Digital Banks for clarification!

Thanks! They don't seem too trustworthy, but the best ones seem to be worldcore, leupay and advcash.

 

[negon]

Thanks! They don't seem too trustworthy, but the best ones seem to be worldcore, leupay and advcash.

I totally agree with you. What I hope is that there will come some more to the list any time soon. These three seems already to be saturated.

 

[Deleted member 7214]

I totally agree with you. What I hope is that there will come some more to the list any time soon. These three seems already to be saturated.

Could you recommend any of these three particularly for me?

 

[negon]

LeuPay provides you with your own IBAN account number which WorldCore and AdvCash don't do at the time we speak. On the other hand, Advcash let you transfer payment to and from bitcoins and allows payments from 3rd party companies to your advcash account. There are more benefits with advcash, more of this you can find in the Mentor Group forums.

 

[Deleted member 7214]

LeuPay provides you with your own IBAN account number which WorldCore and AdvCash don't do at the time we speak. On the other hand, Advcash let you transfer payment to and from bitcoins and allows payments from 3rd party companies to your advcash account. There are more benefits with advcash, more of this you can find in the Mentor Group forums.

Is there any difference in regards of safety (in any sense of the word) between these companies?