I am looking for the cheapest way to load money using debit card and then transfer it using SEPA. Fees needs to be low, high or no limits and available to non EU citizens. The ones I have found so far Mistertango Charges 3% but they have a monthly limit of 2000Euros Moneypolo was the one which had no limits but their fees is 4.17% and they are down for maintenance. Leupay charges lowest fees but has very low limits. Banks like revolut don't charge any fees but they don't allow non EU citizens. Is there a cheaper way to do this? How about opening a merchant account? But I need guidance on how to go about it. Any help would be appreciated P.S. : No I am not carding. I can provide all the proofs to the EMI/bank for showing the ownership.