Urgent Notice from the Lithuanian Bank Swedbank
I guess decision is already made?
Requesting too much and quickly
Dear Customer,
Acting in observance of legal acts and in implementing the principle ‘Know Your Customer’,
we are asking you to provide in writing the information and/or documents:
1. What is your source of income?
• Please specify the source from which you receive your income by choosing one of the following
options:
(i) wage / pension / social benefit;
(ii) income from dividends;
(iii) income from rent of immovable property;
(iv) income from transactions in financial instruments;
(v) transfers from relatives;
(vi) other sources of income (please specify).
• If you are employed, please specify the name of your employer and the city and country where
you work;
• If you are a pupil or student, please specify the name of your educational institution and the city
and country where you learn (study).
• If you are an entrepreneur / a self-employed individual, please indicate the business type(s)
(e.g., in the case of trade – retail and/or wholesale trade, the goods and/or raw materials traded;
in the case of production – the type of manufactured products; in the case of consulting and/or
services – in what sphere, etc.) and whether you hold a valid business certificate / a valid
individual activity certificate.
• If you engage in other activity, please indicate (specify).
2. From what countries are you planning to receive payments to the accounts held
with Swedbank?
• Please specify the countries from which you are planning to receive payments.
• Please specify the most common reasons for receiving payments from foreign countries.
3. To what countries are you planning to make transfers from the accounts held with
Swedbank?
• Please specify the countries to which you are planning to make transfers payments.
• Please specify the most common reasons for making transfers to foreign countries.
4. Do you have accounts with other financial institutions?
• If yes, please specify the names of such financial institutions and foreign countries where you
have the accounts.
5. Please explain the below specified operations carried out in the account(s) opened
in your name with Swedbank:
1. From THE CURRENCY CLOUD LIMITED
on 01-2021 / 04-2021, total 27.980 EUR.
2. My Own Bank Account at Fidor AG, from Germany
on 09-2020 / 06-2021, total 22.241 EUR.
• Please explain on what basis the operations were/are carried out in the account held in your
name with Swedbank with the above referred person(s), indicating the goods and/or services,
the activities, the countries where those activities were carried out and the transactions in
respect of which those operations were/are carried out.
• Please provide the documents (contracts, invoices, consignment notes of movement of
goods, CMR, etc.) by which you can support such operations.
6. Please explain the below specified operations carried out in the the account(s)
opened in your name with Swedbank:
To NEXO SERVICES OU
on 06-2020 / 09-2020, total 35.992 EUR.
To CELSIUS NETWORK LIMITED 1 BARTHOLOMEW LANE, LONDON, UK, EC2N 2AX
on 12-2020 / 02-2021, total 2791.45 EUR.
• Please explain the business relationships or other links existing between you and the payee /
payer, also specify the basis on which the above specified operations were / are carried out,
indicating the goods and/or services, the activities, the countries where those activities were
carried out and the transactions in respect of which those operations were/are carried out.
• Please provide the documents (contracts, invoices, consignment notes of movement of
goods, CMR, etc.) by which you can support such operations.
7. Please explain the purposes of use of cash withdrawn from the account(s) opened
in your name with Swedbank on 12-2020 / 05-2021, total 13.100 EUR.
• Please explain the purposes for which the withdrawn amount of cash was used.
• Please provide the documents (contracts, invoices, etc.) by which you could support the use
of such amount of cash.
Please provide the above mentioned information and/or documents by 21-07-2021 by choosing
one of the below specified ways of provision of information (documents) which is convenient to you:
• You may send information by a message in the internet bank;
• You may send information and documents to the e-mail address: [email protected] from the
e-mail address which you have indicated to us when providing your contact details. You can
check or change your e-mail address indicated to us on Swedbank’s Internet Bank, under
“Contact details”
• You may bring signed information (documents) to any Swedbank’s customer service branch.
Note! Note that we currently provide services at Swedbank branches only if you have
registered for a consultation in advance.
If you fail to submit to us the requested information (documents) by 21-07-2021 we will have no
possibility to provide to you all or part of services, i.e. from this date, on any of 5 (five)
business days following this time limit, we will restrict your access to the account(s) opened in
your name with Swedbank. In such case, you will not be able to make card-based payments,
withdraw cash from and deposit cash to ATMs, make credit transfers and carry out other
operations using Swedbank’s App and Swedbank internet bank (you will be able only to view
the information there), in addition, you may be denied access to other services. You will be
able to use the aforementioned services again when you submit the requested information
(documents). If you fail to submit the requested information (documents), Swedbank shall also
have the right to terminate business relationships with you.
We are requesting the above specified information (documents) on the following legal grounds:
- Law of the Republic of Lithuania on the Prevention of Money Laundering and Terrorist Financing
(Article 9);
- Guidance for the financial market participants aimed at the prevention of money laundering and/or
terrorist financing approved by Resolution No 03-15 of the Board of the Bank of Lithuania of 30
January 2020 (paragraphs 51-58);
- General Conditions for Dealing with and Servicing of the Customers of the Bank (item 3.4.8).
You can get acquainted with the General Conditions of Dealing with and Servicing the Customers of
Swedbank on the internet website of Swedbank at the address: www.swedbank.lt and at the customer
servicing branches.
We are asking to provide the above referred information (documents) in observance of legal acts and
in implementing the principle ‘Know Your Customer’. In implementing the above referred principle,
banks must update the information about their customers and carry out the continuous monitoring of
business relationships of customers, including the investigation of operations (transactions), in order to
ensure that the operations and transactions being carried out correspond to the information available
to the Bank about the customer, his business (types and nature of business, nature of transactions,
„Swedbank“, AB
Konstitucijos pr. 20A, 03502 , Vilnius,
Lithuania
Tel. +370 5 268 4444, fax +370 5 258 2700
S.W.I.F.T. HABALT22
The Bank is registered with and data on it
stored at Lithuanian legal person‘s registry,
whose keeper is VĮ Registrų centras
Company code 112029651
VAT payment code LT120296515
www.swedbank.lt
business partners, territory of operations, etc.), type of risk and information about the source (origin) of
funds. More information about the prevention of money laundering and/or terrorist financing and the
principle ‘Know Your Customer’ is available on the internet website of Swedbank at the address:
www.swedbank.lt/private/prevention.
Thank you in advance for the time devoted by you. We guarantee that the information provided by you
will be properly protected like any other information which constitutes the bank secret.
If you have any questions, please don’t hesitate and call us at 1884 (+370 5 268 44 44).
Respectfully
Your Swedbank
I guess decision is already made?
Requesting too much and quickly
Dear Customer,
Acting in observance of legal acts and in implementing the principle ‘Know Your Customer’,
we are asking you to provide in writing the information and/or documents:
1. What is your source of income?
• Please specify the source from which you receive your income by choosing one of the following
options:
(i) wage / pension / social benefit;
(ii) income from dividends;
(iii) income from rent of immovable property;
(iv) income from transactions in financial instruments;
(v) transfers from relatives;
(vi) other sources of income (please specify).
• If you are employed, please specify the name of your employer and the city and country where
you work;
• If you are a pupil or student, please specify the name of your educational institution and the city
and country where you learn (study).
• If you are an entrepreneur / a self-employed individual, please indicate the business type(s)
(e.g., in the case of trade – retail and/or wholesale trade, the goods and/or raw materials traded;
in the case of production – the type of manufactured products; in the case of consulting and/or
services – in what sphere, etc.) and whether you hold a valid business certificate / a valid
individual activity certificate.
• If you engage in other activity, please indicate (specify).
2. From what countries are you planning to receive payments to the accounts held
with Swedbank?
• Please specify the countries from which you are planning to receive payments.
• Please specify the most common reasons for receiving payments from foreign countries.
3. To what countries are you planning to make transfers from the accounts held with
Swedbank?
• Please specify the countries to which you are planning to make transfers payments.
• Please specify the most common reasons for making transfers to foreign countries.
4. Do you have accounts with other financial institutions?
• If yes, please specify the names of such financial institutions and foreign countries where you
have the accounts.
5. Please explain the below specified operations carried out in the account(s) opened
in your name with Swedbank:
1. From THE CURRENCY CLOUD LIMITED
on 01-2021 / 04-2021, total 27.980 EUR.
2. My Own Bank Account at Fidor AG, from Germany
on 09-2020 / 06-2021, total 22.241 EUR.
• Please explain on what basis the operations were/are carried out in the account held in your
name with Swedbank with the above referred person(s), indicating the goods and/or services,
the activities, the countries where those activities were carried out and the transactions in
respect of which those operations were/are carried out.
• Please provide the documents (contracts, invoices, consignment notes of movement of
goods, CMR, etc.) by which you can support such operations.
6. Please explain the below specified operations carried out in the the account(s)
opened in your name with Swedbank:
To NEXO SERVICES OU
on 06-2020 / 09-2020, total 35.992 EUR.
To CELSIUS NETWORK LIMITED 1 BARTHOLOMEW LANE, LONDON, UK, EC2N 2AX
on 12-2020 / 02-2021, total 2791.45 EUR.
• Please explain the business relationships or other links existing between you and the payee /
payer, also specify the basis on which the above specified operations were / are carried out,
indicating the goods and/or services, the activities, the countries where those activities were
carried out and the transactions in respect of which those operations were/are carried out.
• Please provide the documents (contracts, invoices, consignment notes of movement of
goods, CMR, etc.) by which you can support such operations.
7. Please explain the purposes of use of cash withdrawn from the account(s) opened
in your name with Swedbank on 12-2020 / 05-2021, total 13.100 EUR.
• Please explain the purposes for which the withdrawn amount of cash was used.
• Please provide the documents (contracts, invoices, etc.) by which you could support the use
of such amount of cash.
Please provide the above mentioned information and/or documents by 21-07-2021 by choosing
one of the below specified ways of provision of information (documents) which is convenient to you:
• You may send information by a message in the internet bank;
• You may send information and documents to the e-mail address: [email protected] from the
e-mail address which you have indicated to us when providing your contact details. You can
check or change your e-mail address indicated to us on Swedbank’s Internet Bank, under
“Contact details”
• You may bring signed information (documents) to any Swedbank’s customer service branch.
Note! Note that we currently provide services at Swedbank branches only if you have
registered for a consultation in advance.
possibility to provide to you all or part of services, i.e. from this date, on any of 5 (five)
business days following this time limit, we will restrict your access to the account(s) opened in
your name with Swedbank. In such case, you will not be able to make card-based payments,
withdraw cash from and deposit cash to ATMs, make credit transfers and carry out other
operations using Swedbank’s App and Swedbank internet bank (you will be able only to view
the information there), in addition, you may be denied access to other services. You will be
able to use the aforementioned services again when you submit the requested information
(documents). If you fail to submit the requested information (documents), Swedbank shall also
have the right to terminate business relationships with you.
We are requesting the above specified information (documents) on the following legal grounds:
- Law of the Republic of Lithuania on the Prevention of Money Laundering and Terrorist Financing
(Article 9);
- Guidance for the financial market participants aimed at the prevention of money laundering and/or
terrorist financing approved by Resolution No 03-15 of the Board of the Bank of Lithuania of 30
January 2020 (paragraphs 51-58);
- General Conditions for Dealing with and Servicing of the Customers of the Bank (item 3.4.8).
You can get acquainted with the General Conditions of Dealing with and Servicing the Customers of
Swedbank on the internet website of Swedbank at the address: www.swedbank.lt and at the customer
servicing branches.
We are asking to provide the above referred information (documents) in observance of legal acts and
in implementing the principle ‘Know Your Customer’. In implementing the above referred principle,
banks must update the information about their customers and carry out the continuous monitoring of
business relationships of customers, including the investigation of operations (transactions), in order to
ensure that the operations and transactions being carried out correspond to the information available
to the Bank about the customer, his business (types and nature of business, nature of transactions,
„Swedbank“, AB
Konstitucijos pr. 20A, 03502 , Vilnius,
Lithuania
Tel. +370 5 268 4444, fax +370 5 258 2700
S.W.I.F.T. HABALT22
The Bank is registered with and data on it
stored at Lithuanian legal person‘s registry,
whose keeper is VĮ Registrų centras
Company code 112029651
VAT payment code LT120296515
www.swedbank.lt
business partners, territory of operations, etc.), type of risk and information about the source (origin) of
funds. More information about the prevention of money laundering and/or terrorist financing and the
principle ‘Know Your Customer’ is available on the internet website of Swedbank at the address:
www.swedbank.lt/private/prevention.
Thank you in advance for the time devoted by you. We guarantee that the information provided by you
will be properly protected like any other information which constitutes the bank secret.
If you have any questions, please don’t hesitate and call us at 1884 (+370 5 268 44 44).
Respectfully
Your Swedbank
