US Debit/Credit Card for non-resident

[notyetnomad]

I'm a non-US person without an US address or phone.

I'm looking for a fee-efficient way to spend money globaly from US LLC bank accounts.

My dream product would be:

1. A debit card that you can load with ACH transfers from the LLC bank account and spend globally without foreign transaction fees.

2. A debit card that you can load with either Bitcoin (lightning) or USDT/USDC, and spend globally without foreign tx fees.

Ideas/suggestions?

 

[daniels27]

Many options. Go to the US and open a retail bank account. Use Wise, OFX, Amnis. Use a multi-currency debit card like Yuh, Alpian, HSBC, Citi. Really depends on how much trouble you accept and where you are from.

 

[notyetnomad]

What do I need to do in preparation to open the US account?
Will I need an ITIN? Will I need an address or phone there? Traveling to the US is fine, but I don't want an US address.

 

[SCHLOSSFINANZ]

travelcash.ch

 

[daniels27]

What do I need to do in preparation to open the US account?
Will I need an ITIN? Will I need an address or phone there? Traveling to the US is fine, but I don't want an US address.

There are still banks that can do it without anything. US Bank, WF, Citi. Depends a bit of the branch but definitely possible.

 

[Oakgrove]

I think a US address is still required for many of the US major banks since they need some way to send you a debit card. Most (if not all) debit cards are mailed to an address. You can always get one of those forwarder (anytimemailbox.com has several US addresses), and you can get a prepaid mobile number from the supermarket (no ID required).