hi i tried this swiss bank that open account by skype meeting , but some banker closed my account after some questions . she is a girl (very mean)and native then i spoke to another women she was very kind person and explained to me . why there is no more banks like this with possibility to open account without visiting ? and btw is this a good bank Home ? i'm also looking for emi with caribbean based banks because all EU emi's are closing doors on international customers after mc/visa issues!