I tried opening a US business account in 18 EMIs, here's the result

[Alexmorgan]

I have opened half a dozen Mercury and Relay accounts easily for US companies for non-US owners with addresses outside US in three different industries. The difficulty factor was about the same (quite easy). Between the two, I prefer Relay, though their support can be very slow to respond. I found the response time improves after you have an approved account, however I never tracked response times so this statistic could just be my imagination.

Why you prefer Relay?

 

[12345]

Mercury has very attractive currency conversion if paid by debit card in other currency than USD. I paid around 0.2% fee. ATM withdrawal in foreign currency should be favorable, but I haven't tested it yet.

 

[Jbb1]

Mercury has very attractive currency conversion if paid by debit card in other currency than USD. I paid around 0.2% fee. ATM withdrawal in foreign currency should be favorable, but I haven't tested it yet.

Apart from mastercard / visa fees?

 

[sebastian]

I'll definitely also try Airwallex if I open a U.S. LLC

They are good and have been reliable the last 5 years for us.

 

[inector]

One of my friends' businesses was rejected by Airwallex, and Mercury closed the account after 1 year (even with US operations).

Not sure why, maybe because US operations were with another non-resident US entity.

All legal, EU citizenship

 

[janet25]

Novel keeps asking me for more and more documents, seems to be very difficult to open an account with them. I gave up.

 

[12345]

Novel bank I don't recommend I applied and after 40 days they replied that they can't onboard me

 

[bibing]

I have a US LLC, am non-resident in the US, and signed up to 18 different EMIs.

Not sure if somebody asked already, but what state is your LLC incorporated in?

 

[janet25]

Not sure if somebody asked already, but what state is your LLC incorporated in?

Wyoming. Don't think it matter particularly, but I could be wrong.

Matters*