Beside that, you don't even have to go Estonia to create the e-citizenship, create a bank account etc.
The company leapin handles anything for you including creating the bank account etc.:
Plans & Pricing | LeapIN
The bank Holvi (which fees you €35 a month) also lets to create your account...
About the expensive flights to Tallinn:
For that, you can basically buy a plane ticket to Riga (Latvia) by Air Baltic or any cheaper one buy a bus ticket from Riga to Tallinn for starting from 5 Euro.
Bus Riga (bus station) - Tallinn (bus station) | ECOLINES
Tallinn - Riga from 5 EUR | Lux...
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