I guess it all depends on what you need. I agree that offshore is only best for certain types of situations. Otherwise, you can save money by opting for other banks.
The more information that you can provide, the more accurate your quote will be. It's best to compile all of your information so that you can get an accurate price quote.
I'm glad we have an admin here who can give us advice when we need it! That's sort of a high tax rate if you can't have any exemptions, don't you think?
I haven't yet opened one; that's why I'm here. I want to learn a little more about my options and what to look for. I think your list of requirements is in line with my own, however.