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Recent content by MarkT

  1. M

    Wise offer stock trading, would you use it?

    "During the beta trial, there will be a fund fee of 0.15% annually. After beta, customers will also pay a service fee of 0.55% per year." This is really expensive. TER of IE00B4L5Y983 as an example is only 0.20% instead of 0.70%, factor of 3.5 more expensive. Pass.
  2. M

    How much trust you put into wise?

    Not really a retail bank but I like Swissquote which is a broker. Account can be opened through video ident. They offer credit cards connected to the brokerage account though. Also IBAN for EUR. Support crypto trading, so friendly, haven't used it though. Multi-currency and astonishingly FX...
  3. M

    How much trust you put into wise?

    I voted "up to 10k" because I have read their AUP and while everything is plain and clear, I am only one transfer from the wrong source away from account closure and months of anger. It's the best EMI for sure but at the end of the day it is only another computer with a large laundry list of...
  4. M

    Question Tax minimisation for German resident

    If you have any kind of power over a place to stay in Germany that isn't rented out long term like a house, appartment etc. i.e. you physically possess keys, then you are "unbeschränkt steuerpflichtig" in Germany. Any income will be taxable through EStG articles. You also have to declare foreign...