I wonder why you are in such a hurry to set up this bank and what it is supposed to do. Are you looking to attract regular customers, or what is the purpose?
strange there was a thread last year about the world economic forum here
https://www.offshorecorptalk.com/threads/whats-your-thoughts-about-world-economic-forum-young-global-leaders.44448/
but it didn't get much attention. Don't most people here don't care about it or do they think it comes...
I urgent need a good and userfriendly alternative to Skype, so I found this thread in mentor group, which is insane good for an anonymous temporary soultion for TG...
You could use an anonymous company setup for the trading company where you won't be listed or registered as UBO anywhere, you need mentor group gold to check the many threads about it there.
Zen is crap, it never went out for me well, they declined business that I got approved by Revolut, Wise, Currenxies, PostFinas in Switzerland and latest with N26 with a initial deposit of 150K with approval beforehand.
You should just register a Cyprus company for what you’re planning to do and move to Romania yourself to develop your software there. You can also find skilled developers at affordable rates, which would allow you to expand your business further while enjoying favorable tax benefits.