Yeah that's the safest way.
Recently something strange happened to an advcash account under a nominee. It was a verified account with documents but few days ago ADV changed the status back to "not verified" and asked again documents for verification...
Ok Advcash doesn't report BUT i was wondering if the canadian bank that they use for issuing debit cards reports to CRS or not. Since you need to provide documents also to the bank to rise the card limits...
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