Sounds like some of you have had good experiences with Wise, but wait until you don't. They good until they are not. I personally wouldn't give them a nickel. The lack of customer service is disgusting for any faux financial type of organization.
The problem with these EMIs is that they ALL suffer from:
Dissociative identity disorder, and are
It can cause moods to swing from an extreme high (we'll onboard you; with us, you can do everything etc etc) to an extreme low (we decided we no longer have the appetite for your risks). Manic symptoms include increased energy, excitement, impulsive behavior, and agitation. Calling you to onboard you 24/7 etc.
Depressive symptoms can include a lack of energy, feeling worthless, low self-esteem, and suicidal thoughts. Not following through with transfers, or giving prompt responses etc etc.
Dissociative identity disorder
Formerly known as multiple personality disorder, this disorder involves "switching" to other identities. The salesperson onboards us, the risk assessor says everything is OK, compliance has a problem as soon as you deposit 7 digits in YOUR account at their EMI, then freezes your money, and reports you to their unproductive parasite "overlords" disguised as "regulators". You may feel as if you have two or more people talking or living inside the chat, email, or, if you are lucky, on the phone. You may feel like they're possessed by other identities.
They want FULL KYC and DOXXING etc etc, but they are NOT even able to give you their last name. Such unequal and unilateral business relationships can NEVER flourish! They are doomed for failure! Imagine getting into a business partnership where you put 100% of your money with a person who knows everything about you, has ALL your documents, and all you have of them is the "first name" they volunteer to you...if you call them and ask. This is MADNESS!
Somehow, people have found a way to hallucinate synthetic happiness and normalize this TOXIC behavior because some other faceless & nameless unproductive parasites under the ruse of government gave the EMIs authorization to behave like that! Like WTF???!!!
I stand flabbergasted on the sidelines observing this fiasco wondering if this is an elaborate joke to prank me