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Can anybody know gold backed visa/master card ?

Maybe GlintPay for basic gold backed card.

Secondly for sending in your own physical gold and then getting a loan against it there is that option - but no card with that solution so not worth mentioning.

Maybe someone else has solutions.
 
There are just a few. The most of them do not accept a gold which you send them. And if they do, just that exact product as they sell. And fees are brutal..
What are the few you talk about, names please?