Thank you and I would say you're quite right. I know a little about credit card processing payment gateway but nothing about sms payment gateways. In fact, I'm a web developer and I created an encyclopedia especially for the universities of my country(south Africa) accessible after getting a code by sms payment and since many of the sms gateway companies don't offer their services for this part of the world, I was wondering if it was possible to set-up such a company there. I'm also planing to ask the phone companies there if they could not find a solution but at the same time I thought it would be rewarding to set-up a company especially for my country and allow other businesses already present there to register and sell contents online. What do you think about that?