Open company in Russian Federation And open
merchant contract in roubles with yandex or another company or bank.
Visa and MC are 2 s**t company's that do problems for merchants in the world.
I recommand not to deal with them.
In Russia people pay online with yandex, qiwi and webmoney, also they like
cash payment upon delivery goods.
In russia and
china they have their own payment system by card Call MIR AND CHINA UNION PAY.
Its is to avoid to be out of cards payment as USA like to do with country that don't want to be their slave.
This is why in that countries you must be able to open more easily merchant contract with less chargeback problems, usually if client complain you just need to give a tracking number. the issue with goods quality and so on it is not the business of card company/
Also Important to say that Russian
payment processor do not like to take money from AMERICAN CLIENTS because of VISA AND MC.
So target other countries.