Lonapay is a garbage website so avoid. I clicked on Privacy and terms and conditions and the personal details were not completed in those templates they found somewhere. The page is just placed their incomplete . Their AML Policy link is taken from NRFSI site and still says "Nissan Renault Financial Services India Pt Ltd" on each page. And their contact detail is someones Telegram name.
A quick look at pgpaytech says its based in Belize but their telephone number is in Bangladesh.
Bottom line avoid both these sites as if your life depended on it or learn the hard way. These type of scam sites rely on fooling people with high risk businesses who are so desperate they overlook the obvious signs and then their money is gone...like poof!!!
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