The fact that they're referring to their Puerto Rico licensed international financial entity as a "US Government licensed and supervised commercial bank" is a red flag. It's arguable whether the Puerto Rico government could even be considered US government since it's an unincorporated territory of the US. Things get especially strange when their terms and conditions specifically exclude US residents and nationals. Does that sound like something a normal, genuine US bank would do? Of course not.
The website is available in English and Chinese. WeChat as contact method. They offer China UnionPay cards and RMB balances. That tells you who their target audience is.
No pricing anywhere.
But I have no experience with them. Maybe they're the best bank in the world. I just see enough red flags to stay away.
