Are there any USA EMI's like revolut around?

[DeepDrilling]

I was wondering what are the US answer to Revolut? They usual are light years in front compared to Europe so there must be a US version, anyone know?

 

[Samuel Newman]

Transferwise and Payoneer both hold US license

 

[DeepDrilling]

Transferwise is doing US$ - great. As far as I understand Payoneer requires you to use their resellers or be invited to be able to use them?

 

[Martin Everson]

They usual are light years in front compared to Europe so there must be a US version, anyone know?

Actually the opposite is true. Europe is way ahead for EMI proliferation. US is way behind. The fact you posted this thread says it all really. Paypal is considered cutting edge in US.

 

[JohnLocke]

Does that mean that no one has made an EMI in the USA? could that be because of restrictions by the authorities there?

 

[daxbr]

There are some that specialize in transfers from the US to south America but never bothered to find out their actual location. Run search and noone seem to mention a good one before smallworldfs.com Others but expensive: riamoneytransfer.com ofx.com/en-us/

 

[curiousmarv]

USA is a clusterf*ck in sense of banks because it looks like one country but for banks/EMIs it is 50 states they need to get licenses in!

Only one I know and found personally was

Simple | Online Banking With Built-In Budgeting & Saving Tools

 

[Nyep]

Only one I know and found personally was Simple

There's also Chime, and a few similar others. Paypal, to a degree, is an old new one.

 

[TurnedToRobot]

There's also Chime, and a few similar others. Paypal, to a degree, is an old new one.

Something you have experience with?

 

[curiousmarv]

Two other ones, business bank accounts:

https://www.azlo.com/https://seed.co/

 

[curiousmarv]

Private ones but not as established it seems:

https://moven.com/Arival (The first finthech bank) (very new, only demo access)

 

[UScorp]

To open a Chime account you need a Social Security Number otherwise no chance

 

[curiousmarv]

I'm pretty sure all this banking options are only for US citizens in one way or the other. This are not remote banks for non US entities.