How will you invest Today , You have 1 Million Dollar to Invest ?

[troubled soul]

At Today's Market Condition , What is your best strategy to invest ?
Where you invest your money If you have 1 Million Dollar to invest ?

Thanks

 

[Mister Sir]

Thoughts come to my mind on investing!!

1) Remember as soon as you give your money to somebody else it's not really yours anymore :0
2) "Very" Attractive people have an advantage in society no matter which race. A spectrum that goes from selling their 21 yr old virginity for millions to marrying and divorcing a billionaire.


3) Having
A) Monetizable rare natural talents
B) Skills fully and thoroughly taught by groups of elites in the family or close friends or paid real master experts.
C) Lucky Sperm Club (ex being tallest guy in the world, or born in a caring Rich family)
D) Be politically connected and get first hand insider knowledge before anybody else..
4) Have asymmetrical information
5) At least 95 percent of people should not invest in the stock market or play poker because you'll eventually lose to rigging, to someone better than you, or whatever other variable.

But to give you the final executive answer for the average Joe it comes down to food that is healthy, makes a person feel satisfied, tastes good and not so easy to find and or make

Or as a joke as of June 2 2023 4,736.33 cents in USA dollars makes One Million Guyanese Dollars lol because technically you didn't ask for 1 million US dollars hahaha ...

 

[VESTANON]

@azb1

Do look at real estate within the several Continents....priority into
1. Carribean Nations...( Guyana, T&T, Virgin Islands, Barbados, Grenada,Belize)..real estate sector
2. Dive Into a Joint Venture with fortune 500 companies.
3. Invest into Banking , tedious though achievable and highly rewarding...(valuable assets base ie: licensing, certificate of operations, total ownership, proof of substance)
4. Tourism, agency establishments, partnerships with Several tourism boards.
5. property purchase in lesser known jurisdictions.

 

[JohnnyDoe]

You have been asking for investing tips for a while… the biggest mistake you can do is not acting and just sitting on devaluating cash. If undecided, either spend it or just buy broad market index ETFs.

 

[jafo]

buy broad market index ETFs.

100% this! I've been a Berkshire Hathaway shareholder since the 80s and Warren says this ALL the time. If you can't pick a winner (good company), buy low fees broad market index ETFs, preferably through DCA.

Thoughts come to my mind on investing!!

1) Remember as soon as you give your money to somebody else it's not really yours anymore :0
2) "Very" Attractive people have an advantage in society no matter which race. A spectrum that goes from selling their 21 yr old virginity for millions to marrying and divorcing a billionaire.


3) Having
A) Monetizable rare natural talents
B) Skills fully and thoroughly taught by groups of elites in the family or close friends or paid real master experts.
C) Lucky Sperm Club (ex being tallest guy in the world, or born in a caring Rich family)
D) Be politically connected and get first hand insider knowledge before anybody else..
4) Have asymmetrical information
5) At least 95 percent of people should not invest in the stock market or play poker because you'll eventually lose to rigging, to someone better than you, or whatever other variable.

But to give you the final executive answer for the average Joe it comes down to food that is healthy, makes a person feel satisfied, tastes good and not so easy to find and or make

Or as a joke as of June 2 2023 4,736.33 cents in USA dollars makes One Million Guyanese Dollars lol because technically you didn't ask for 1 million US dollars hahaha ...

Most of what you said here is correct in one form or another.
But now here comes the kicker:
Had you known ALL this and NONE of your above-mentioned "benefits" applied to you, but had someone, anyone, told you what you know now when you were young, how would you have used this new-found knowledge growing up to overcome the shortcomings you listed?

 

[Mister Sir]

You asked what I would do for the advice I would give to my "younger" self or to younger average Joe (let's say from elementary school to high school) ....I would sell addicting unique healthy great tasting long lasting satisfiable and easily transferable food drinks and snacks peer tested and reviewed that can't be easily found or copied to a "captive audience". And since no one fully knows your proprietary blends to make these recipes you have asymmetrical information.....

The problem with the information I just gave you is the legal hoops u have to go thru if some1 doesn't like u ....

People in general love food especially if it's affordable and close by...... The people who dislike you are other people who sell food that is expensive and taste mediocre and don't like u taking away their steady cash flow from regular paying customers.

 

[369]

junior gold mining companies which allows to hold your shares at their book keeper

 

[jafo]

some1 doesn't like u

This is easy for me and I suspect most people too who are grounded in reality! My OWN family hates me! According to them, I should work 24/7, give them ALL my money so they can enjoy life, and I should NOT complain about it

Your point, 3C. is probably the hardest to encounter. When it comes to money, all is "fair".
Kobe Bryant's wife/widow was sued by her own mother relating to babysitting when her own grandkids were visiting her.
Vanessa Bryant's mom sued her own daughter over her grandkids.
There are millions of cases like this throughout history and in family court cases. It's just shocking to me, but they exist.

Most (successful?) people underestimate how much their own family hates them.

 

[Mister Sir]

There is an "illegal" way people make a lot of money secretly but u have to be in that sport circle of the "know"......for example knowing both sumo wrestlers /boxers or UFC fighters and betting on the heavy non favorite for the choreographed fake win...... Even the most corrupt referee can't stop this.... Happens all the time

1) The most annoying way I see people in the newspaper constantly make money is thru race hustling corporations, municipalities or other entities.
2) One of the easiest I constantly see is attractive Puzzy peddling and it's various forms...
3) The rarest is winning a big lotto related jackpot
4) The saddest I heard is inheriting/ finding millions of Italian lira your father uncle or mom left you 100 yrs ago only to find out it's practically worthless because Italy uses the Euro now. Where your hope only hope in this case is that some of the bills are rare collectibles in excellent condition and not more than halfway chewed up by rats.

 

[cryptofriendly]

If you don't mind crypto, using USDT to sell daily puts on BTC and ETH, and switching to selling calls if the asset gets allocated to you.
I tried it for 3 months now, making about 15% (5% per month) so far, and very liquid, it doesn't matter if crypto goes up or down, the
more volatility the better return, can stop tomorrow and use the money for other things.

In the past I would have suggested an apartment block with >12 units as real estate investment. But the question is where now, with
Europe getting socialist and getting crazy on energy efficiency it seems like it would be impossible to rent it out in the future if they
keep demanding higher standards. And they'd tax the s**t out of you. Growing economies with growing population would be the
best for the investment, but I don't think you can own real estate in your foreign name in places like India, Nigeria, Indonesia or Vietnam.

Oh, and few more: 12-16% on USDT on Nexo. Seems like they are insured, but DYOD.
Indirect real estate investment: buying notes. Check pprnotes, they had a fund yielding 12% per year.

 

[Mercury]

If you don't mind crypto, using USDT to sell daily puts on BTC and ETH, and switching to selling calls if the asset gets allocated to you.

Interesting, which KYC/Non-KYC platforms do you use to do so?

 

[cryptofriendly]

Interesting, which KYC/Non-KYC platforms do you use to do so?

There are quite a few options for that.

You could use the usual exchanges to do that directly via options: Bybit, Deribit, Kucoin, OKX, Binance, or delta.exchange.

There are some good DEXs for that as well, but I can't remember the name of the one that I used before.

I found another non-KYC option which is more hands off and does it automatically daily, but I'd prefer to keep it for myself,
as more people using it might cause them to change the terms.

Looking at other hands off ways I just saw a range-bound product offering 55% APY with 7 days duration, www.kucoin.com/wealth/product/ProtectiveEarn-BTC-0001/02-01-0029,
which somewhat interesting as well, it has a whole different structure and premature exit if the range is broken.

Here is more info regarding my original strategy: Wheel Strategy: A Long-Term Strategy For Consistent Income

 

[void]

If you don't mind crypto, using USDT to sell daily puts on BTC and ETH, and switching to selling calls if the asset gets allocated to you.
I tried it for 3 months now, making about 15% (5% per month) so far, and very liquid, it doesn't matter if crypto goes up or down, the
more volatility the better return, can stop tomorrow and use the money for other things

where is the risk andhown do you estimate it?

 

[TheCryptoAnt]

JEPI/JEPQ and hit the beach

 

[cryptofriendly]

where is the risk andhown do you estimate it?

The risk is being allocated BTC or ETH (I only use this two) when the put option expires and the price of the asset is below the option put price you chose. Then you'd sell a call option on the asset, and it would get sold for USDT when expiring above the call option price. To get yields of around 120% APY I usually sell puts 0.25% below the current price, and calls 1% above the price the crypto was allocated to me. Usually it's a quick turnaround, but because of that tight put range I got some ETH allocated at 2100, for which I sold a call to sell the ETH at 2200. Of course the asset is below that now, and it might take a while to execute the sale, but meanwhile I have earned 26% on it in 46 days, so that the effective buying price isn't 2100 but around 1560 after subtracting the gains. You can sell options with a lower price, but the APY will be lower. I am comfortable holding the assets, so I don't mind the risk of getting it allocated to me at the current price.

The Kucoin product I mentioned before seems like a better choice if you prefer not to get any allocation, 55% APY with 7 days duration, with a 5% buffer below and 15% buffer above the price, the risk is allocation as well, but the chance to get it allocated is lower, while the APY is still very healthy. And of course, if Kucoin goes out of business you might get nothing.

JEPI/JEPQ and hit the beach

I might go for it if there is one more stock market crash.

 

[thomasparra]

If you don't mind crypto, using USDT to sell daily puts on BTC and ETH, and switching to selling calls if the asset gets allocated to you.
I tried it for 3 months now, making about 15% (5% per month) so far, and very liquid, it doesn't matter if crypto goes up or down, the
more volatility the better return, can stop tomorrow and use the money for other things.

In the past I would have suggested an apartment block with >12 units as real estate investment. But the question is where now, with
Europe getting socialist and getting crazy on energy efficiency it seems like it would be impossible to rent it out in the future if they
keep demanding higher standards. And they'd tax the s**t out of you. Growing economies with growing population would be the
best for the investment, but I don't think you can own real estate in your foreign name in places like India, Nigeria, Indonesia or Vietnam.

Oh, and few more: 12-16% on USDT on Nexo. Seems like they are insured, but DYOD.
Indirect real estate investment: buying notes. Check pprnotes, they had a fund yielding 12% per year.

I see at least two major risks to such platforms. 15% on a stable coin (or any investments really) does not come for free, there is (almost) no free lunch in finance.

1) Liquidity risk: they probably give you 15% on earning as they lend this money to other third parties that use margin. In case of a major liquidity issue or worse third party failures due to the market and whatnot, you will never get your USDT back. It happened before, even with reputable licensed brokers (Interactive Brokers - thankfully they controlled the situation when it happened)
2) Hacking risk: as the name suggests the risk is for the platform to get hacked and lyou'll lose your tokens.
3) Little to no actual regulation. Your money is not safe in case of failure of the provider.

The 15% is not free in the sense that it incorporates the above risks and should be evaluated as such. I do not know Nexo but if I saw them like CoinBase, or even Binance (or similar reputable platforms that still have their inherent risks), I would feel more comfortable dumping 10-15% of my cash there but nothing more. But again, I am not a crypto expert.

 

[JohnnyDoe]

Also consider DBMF, SVOL, SDIV

 

[Cabin14]

At Today's Market Condition , What is your best strategy to invest ?
Where you invest your money If you have 1 Million Dollar to invest ?

Thanks

Depends on what you are looking for. Income, growth, or a little bit of both.

But for me, I'd be going in for income and pick $RYLD which is currently delivering ~13% yield. Lock it in and expect to get around $130k income a year. If you are not a US tax payer - then your tax on that can be virtually nothing

 

[JohnnyDoe]

But for me, I'd be going in for income and pick $RYLD which is currently delivering ~13% yield. Lock it in and expect to get around $130k income a year. If you are not a US tax payer - then your tax on that can be virtually nothing

is there anything similar but focused on non-us markets?

 

[alistera]

It just doesn't work like that, investing takes 10,000hrs knowledge with 5,000hrs to breakeven that generates 15-20% per year, with $1mil it's assumed you have $5mil net worth, most mid-management target 7-10% per year but with post 2008/2018/2022 dynamics it's now 20,000hrs or a 50% haircut from 15-20% to 7-10% and 7-10% to 3-5%, try and elevate them the markets will evaporate profits then capital.

ETFs are the simplest long only approach for most people assuming buy low sell high, today Crypto is arbitrage where we have an automated platform which sometimes people and funds layer their bots over, if you try to trade it then it won't go well, this is what I have access to but it's a $multi-million platform with AI based algos that can target any net investor number, this is where we put our money but then we've been using it for many years.