Yes, in some cases. Or we can say “a trustworthiness and no CRS” or “a long-term perspective reliability and no CRS” don't work together. In many cases.Good fees and no CRS doesn't work together .
A possible option.
Negative. Look here Zen.com and CRS? onwards.ZEN is an EMI so no CRS reporting for now.
How does iCard work, like any other EMI i.e. Wise and Revolut ? 1 - 2 EUR transfer fee is okay for me.Check ICARD but SEPA otugoing tranfersa are 1-2 EUR