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Investing ideas with 1ml

I would always advise investing into REIT's or ETFs as these are more liquid and you could cash out in two days with almost no cost from any point in the world.

If we're talking USD, with $1m cash you could buy 5 1BR apartments in Dubai and renting these out could give you roughly $5-8k a month in tax free income. This is way more complicated and expensive than the above, but can work just fine.

Buying properties in major EUR cities you'll be looking at 0.5 - 2%/year ROI while in Dubai you could easily have 6-7%.
 
If you want to live off truly passive income in a hands off approach with relatively minimal risk, just buy some dividend ETFs, that's what they are built for- investors that want to get passive income without doing anything. Look into VIG, VIGI, DIV. They won't rise so much in good times but at least you will know that you will get your 3-5% yearly, if that's what you are after.
That's probably the best approach: Picking either high-dividend paying stocks of companies that operate globally and then cashing in the dividend.
Or to find a suitable ETF.
Unfortunately, bond investments are a no-go in the current environment.

I would always advise investing into REIT's or ETFs as these are more liquid and you could cash out in two days with almost no cost from any point in the world.

If we're talking USD, with $1m cash you could buy 5 1BR apartments in Dubai and renting these out could give you roughly $5-8k a month in tax free income. This is way more complicated and expensive than the above, but can work just fine.

Buying properties in major EUR cities you'll be looking at 0.5 - 2%/year ROI while in Dubai you could easily have 6-7%.
This demonstrates that the good days are gone: 0.5% to 2% ROI in EU-cities. With all the risks over there (seizure, tenant protection, rise of socialist goverments) why bother with it.

6% to 7% in Dubai sounds better but still does not compensate for the work (-> 5 apartments do create work!).

With the amount discussed, passive income should be fine: 4% for doing nothing (i.e cashing in dividends of stocks) is better than having a headache for 6%.
That said, a REIT seems to be the best solution for a risk based approach.
 
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6% to 7% in Dubai sounds better but still does not compensate for the work (-> 5 apartments do create work!).

With the amount discussed, passive income should be fine: 4% for doing nothing (i.e cashing in dividends of stocks) is better than having a headache for 6%.
That said, a REIT seems to be the best solution for a risk based approach.

You can actually outsource much of the work with good property management firm BUT the whole process of finding the right ones and buying these can take some time and can incur additional costs along the way. The only good thing is that you can get a golden visa if that's of interest.

Other than that REIT's are far more easier and cheaper way with same or bigger returns in the end and also allow diversification (by industry or by country)
 
That's probably the best approach: Picking either high-dividend paying stocks of companies that operate globally and then cashing in the dividend.
Or to find a suitable ETF.
Unfortunately, bond investments are a no-go in the current environment.

IMO yeah. Now that prices are low in a lot of things it's the time to put in the work and do some research.
Find investments that make sense and pay you to hold them.
 
IMO yeah. Now that prices are low in a lot of things it's the time to put in the work and do some research.
Find investments that make sense and pay you to hold them.
... Companies that operate globally and where the investor does not suffer from dividend withholding tax. A good place to start looking are LSE listed companies who source (most) of their income from outside the U.K. .
Or the 80/20 companies listed on the NYSE.
 
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You could always buy or make an investment in physical assets with FIAT or crypto, like a sailing yacht
We will be launching a crypto / NFT project soon which represents fractional shares in yachts with 24% APR (YOY) return
I can send you a PM if you want more details to get in before launch.
All you have to do buy the NFT and claim rewards (interest on the investment) whenever you want daily, hourly, monthly etc
We have already secured $70'000 promotional service through CoinTelegraph
How do you call it an NFT when its a clear security token

That's probably the best approach: Picking either high-dividend paying stocks of companies that operate globally and then cashing in the dividend.
Or to find a suitable ETF.
Unfortunately, bond investments are a no-go in the current environment.


This demonstrates that the good days are gone: 0.5% to 2% ROI in EU-cities. With all the risks over there (seizure, tenant protection, rise of socialist goverments) why bother with it.

6% to 7% in Dubai sounds better but still does not compensate for the work (-> 5 apartments do create work!).

With the amount discussed, passive income should be fine: 4% for doing nothing (i.e cashing in dividends of stocks) is better than having a headache for 6%.
That said, a REIT seems to be the best solution for a risk based approach.
picking stocks in a 5-10 year recission ?
 
picking stocks in a 5-10 year recission ?
Stock picking is o.k. . However, buying an index would-be borderline in the current environment.
What you make out of stock picking is up to your own talent. Of course, high and historically reliable dividend-payers are the only ones to choose from.

Aside from that, "... 5-10 year recession" is something which remains to be seen.
 
I would put it in XMR and easily double it within 12 months. After that I would cash out 85% and put it in dividend-paying ETFs. 5% would go into gold and the rest (10%) would stay in XMR.

I would then reinvest the dividends or use them to finance new business ideas in my area of expertise.
 
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How do you call it an NFT when its a clear security token
The yacht is divided into fractional shares with each share represented by 1 NFT as part of that collection.
The NFT is not a security. The NFTs represent digital ownership of the yacht.
The yacht is rented / chartered and each share holder get the same portion of revenue.
The same way as 2 people buy a house, lease it out and then split the rent.
You are buying a share in the physical yacht.
The NFT is is merely a way of being able to sell that share if you wish without having to deregister one of the owners and register a new owner
If you buy the whole collection, you own the whole yacht and do with it as you please
 
are you sure you are competent in the field when not even being able to differ between a nft and security


already your words revenue (fiat income) and share would instantly kill your claim of nft to any western financial institution

I hear a lot of people parroting this lately and tbh I dont see any signs of recession.
What is it that you see?
anyone claiming something diffrent must be blind like a .........

we have clearly a stagflation which is inllation on major goods with no equal raising income and a declining econemy

STAGFLATION is the worst of all options for the low and middle class
 
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The yacht is divided into fractional shares with each share represented by 1 NFT as part of that collection.
The NFT is not a security. The NFTs represent digital ownership of the yacht.
The yacht is rented / chartered and each share holder get the same portion of revenue.
The same way as 2 people buy a house, lease it out and then split the rent.
You are buying a share in the physical yacht.
The NFT is is merely a way of being able to sell that share if you wish without having to deregister one of the owners and register a new owner
If you buy the whole collection, you own the whole yacht and do with it as you please


cmon

anyone claiming something diffrent must be blind like a .........

we have clearly a stagflation which is inllation on major goods with no equal raising income and a declining econemy

i must be blind then.

Can you show proof of both salaries not increasing and the declining economy?
All I see is full employment and salary increases. Yeah inflation is high but who cares, people still got money to spend.
In a years time the current interest rates hikes will have already played out and inflation will be lower than now.

STAGFLATION is the worst of all options for the low and middle class

This is true but nobody really cares about that.
 
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I did not say salaries not increasing but increasing slower than inflaton.But still in many countries salaries are not increasing in not specialezed niches.

The claim that the current hikes of interest in western countries has any influence on inflation is funny.
Also you are simple watching status quo........the next events are already arround the corner.
Let's see how prices will skyrocket when factories in europe won't have enough energy/gas/resources for their production and how the next lockdown
will increase production :) and there is still israel waiting with their gas/oil conflict in the middle east :D
 
I did not say salaries not increasing but increasing slower than inflaton.But still in many countries salaries are not increasing in not specialezed niches.

The claim that the current hikes of interest in western countries has any influence on inflation is funny.
Also you are simple watching status quo........the next events are already arround the corner.
Let's see how prices will skyrocket when factories in europe won't have enough energy/gas/resources for their production and how the next lockdown
will increase production :) and there is still israel waiting with their gas/oil conflict in the middle east :D

tumblr_o16n2kBlpX1ta3qyvo1_1280.jpeg
 
It's a real problem right now.
The only thing which on the long run makes sense are World index ETFs.

Real estate in western EU -> No return, highly speculative if it ever will give good returns.
Bonds -> Low risk bonds, useless
Gold -> Didn't really deliver
REITs -> They don't behave like real estate but more like stocks, whats the sense of buying them?

Real estate in other countries makes sense, but maybe through open Fonds than REITs.

Dubai:
AFAIK the price of the real estate doesn't really increase (as we are used to), so you might be stuck with an investment which won't go up in price.
They have a full empty dessert for building new real estate. They are not limited by space in contrast to the center of London, Paris.
 
It's a real problem right now.
The only thing which on the long run makes sense are World index ETFs.

Real estate in western EU -> No return, highly speculative if it ever will give good returns.
Bonds -> Low risk bonds, useless
Gold -> Didn't really deliver
REITs -> They don't behave like real estate but more like stocks, whats the sense of buying them?

Real estate in other countries makes sense, but maybe through open Fonds than REITs.

Dubai:
AFAIK the price of the real estate doesn't really increase (as we are used to), so you might be stuck with an investment which won't go up in price.
They have a full empty dessert for building new real estate. They are not limited by space in contrast to the center of London, Paris.
But uk crowdfunding website and lending platforms providing good yields
 
But uk crowdfunding website and lending platforms providing good yields
Considering the enormous risks associate with these platforms (and the fact that it is completely unregulated), these yields are not attractive.

The only thing which on the long run makes sense are World index ETFs.
The problem here is that you buy a passive investment vehicle which contains some good apples and many bad apples.

I think it is better to buy individual stocks of globally operating companies that produce products everyone knows and needs/is addicted to: Unilever, Nestlé, P&G, perhaps even BAT .... to name a few.
Or to find a well-known, actively managed mutual fund that invests globally and has outperformed it's benchmark consistently.
 
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Considering the enormous risks associate with these platforms (and the fact that it is completely unregulated), these yields are not attractive.


The problem here is that you buy a passive investment vehicle which contains some good apples and many bad apples.

I think it is better to buy individual stocks of globally operating companies that produce products everyone knows and needs/is addicted to: Unilever, Nestlé, P&G, perhaps even BAT .... to name a few.
Or to find a well-known, actively managed mutual fund that invests globally and has outperformed it's benchmark consistently.


Do you have any suggestions for managed funds?
Did they really outperform the indexes in the long run, or blue chip investments give better returns than index portfolios?