Question Mortgage loan for buying real estate (if you live off investment portfolio)

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If you live off investment portfolio, what is the best way to buy real estate with a mortgage loan? Do banks usually want to see that you're employed? Does this mean it's better to form a company and give yourself a salary? One option is also using margin loan from a broker where you use investment portfolio as collateral.

Any other suggestion?
 

sask

New member
Depends how big you are and the mortgage cost tbh. Yes a Pledged asset line is an option, though it is a bit expensive.
But even if you go ahead and start paying yourself a salary, you're going to some history with that. Few months of salary aint gonna cut it.
 
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