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Tips to reduce your credit card charges

rajiu

Offshore Agent
Sep 11, 2009
32
2
8
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Use your credit card for purchases rather than withdrawing cash. This gives you the following benefits:


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Use your credit card for purchases rather than withdrawing cash. You receive the benefit of up to 57 days interest-free on purchases (excluding cash withdrawals, casino transactions, Internet banking transfers, fuel purchases and budget plan purchases) where all outstanding balances on the credit card account were fully paid by the due dates. Terms and conditions apply.


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Free purchase transactions.


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Please note that Cash and Garage transactions are not included in the interest free period, as interest is charged from the date of transaction.


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Take advantage of these benefits and use your credit card for all purchases, there is no limit to the number of transactions and no transaction fee, regardless of the cost of the item purchased.


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Transfer payments electronically (using internet, cellphone or ATM) to your credit card to avoid paying cash deposit fees.


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Transfer money onto your credit card each month to earn extra interest. Absa credit cards offer very competitive credit interest rates.


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The fees noted in this section are effective as at 1 June 2009 and are subject to change.