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Virtual US IBAN for personal account

Kyriacos Zographos

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Jun 17, 2020
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I am looking to establish on behalf of a client an account with a US bank (preferably remotely). Part of his business requires transactions with US parties and it's a requirement that funds are sent through a US IBAN. The client is a UK national and resident.

Any suggestions?
 
If you need a US bank account number, the easiest option is probably Wise. You get a US bank account number with ABA routing number. Check the country restrictions, though, it's not always available.

Another similar option is Payoneer.

If you want a US bank account, most options on the market are catered to business customers with US companies (Mercury and such).

Small detail, but there's no such thing as US IBAN.
 
Then try Wise and Payoneer if you don't have a US company. They use US banks so the recipient would see money coming from that bank, not from Wise or Payoneer.

There are banks in the US you can try approaching directly (all the big ones plus some smaller ones) but it will not be easy to open an account for a foreign company.
 
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