I have been using Wise since 2014. I have had personal, and business accounts with Wise since they started offering borderless accounts. When Wise opened the UAE office, I was asked for a picture of my UAE ID, I was stupid enough to do so. To make the long story short, Wise seized services to UAE residents, and I had to pull some tricks not to have my accounts closed. I also noticed every time I sent money to or from a UAE bank account, their compliance wakes up and gets all jumpy, asking for proof of income source.