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Any Crypto Cards left existent?
- Thread starter Butcher82
- Start date
More and more crypto card providers are popping up here on OCT, especially in the Marketplace section, where I’ve seen a few advertising their services.
You should definitely have a look there.
You should definitely have a look there.
The maybe best crypto card right now: PIONEX CARD
As I have mentioned before, I am always surprised not many use this crypto exchange, even the normal trading fees are lower than the competition).
But it might be the reason that they don't accept customers some western countries. They are based in Singapore, if I remember correctly. Great for bots.
Features:
- accepts many, many, many, countries of residence (see bottom of this post)
- no annual fee, no account inactivity fee
- 5% on deposited USDT stablecoin
- 1% cashback
- no fee when using USD (The first 50 transactions are exempt from the 0.5 USDT "small payment fee". After that 50 transactions are used up, the first three transactions per day are exempt from the “small payment fee” of 0.5 USDT per transaction. fter the 4th transaction each day, a "small payment fee" of 0.5 USDT will be charged for each transaction.
- link able with Apple Pay/Google Pay/Line pay for using in physical shops.
- daily/monthly limits easy to set up
the negatives:
- requires some KYC for the card
- requires bound phone number for security
- no physical card (comes in 4th quarter 2025)
- currency fee for non USD purchases (1%)
- some relative high fees for disputes, but easy to manage risk by setting limits to prevent fraud
Personal experience:
It took me only 3 minutes to apply and to receive the card (the virtual card of course).
After depositing $1000 in USDT onto the card, it gained daily interest.
I haven't actually used it for a purchase yet, I still prefer cash, but cardwise it looks like a great option for high value purchases online for 1% cashback, and 5% interest on the USDT you deposit on it.
The UX can be set to English, so don't worry about the Chinese screenshots below.
Oh, and I am not making any commission on that, I just wanna share a gem here.
The most special thing about the PaiNet card is that the money in the card account will earn interest for you.
The USDT you deposit into the card will automatically participate in the 5% current deposit mechanism of the Pai Network , with dividends paid every hour and uniformly distributed to the Card account at 16:00 every day. The profit details can be viewed in the App.
Pionex does not support phone number services & KYC verification for the following countries/regions.
Iran（98）
North Korea（850）
Central African Republic（236）
Cuba（53）
Crimea region（7368）
Lebanon（961）
Libya（218）
Somalia（252）
South Sudan（211）
Sudan（249）
Syria（963）
Venezuela（58）
Yemen（967）
Afghanistan（93）
Congo DR（243）
Zimbabwe（263）
Singapore（65）
China（86）
United States（1）
Guam（1）
Puerto Rico（1）
Hawaii （808)
Canada （1）
Netherlands （31）
United Kingdom （44）
Spain （34）
French (33)
Austria (43)
Hong Kong (852)
https://www.pionex.com/en/
As I have mentioned before, I am always surprised not many use this crypto exchange, even the normal trading fees are lower than the competition).
But it might be the reason that they don't accept customers some western countries. They are based in Singapore, if I remember correctly. Great for bots.
Features:
- accepts many, many, many, countries of residence (see bottom of this post)
- no annual fee, no account inactivity fee
- 5% on deposited USDT stablecoin
- 1% cashback
- no fee when using USD (The first 50 transactions are exempt from the 0.5 USDT "small payment fee". After that 50 transactions are used up, the first three transactions per day are exempt from the “small payment fee” of 0.5 USDT per transaction. fter the 4th transaction each day, a "small payment fee" of 0.5 USDT will be charged for each transaction.
- link able with Apple Pay/Google Pay/Line pay for using in physical shops.
- daily/monthly limits easy to set up
the negatives:
- requires some KYC for the card
- requires bound phone number for security
- no physical card (comes in 4th quarter 2025)
- currency fee for non USD purchases (1%)
- some relative high fees for disputes, but easy to manage risk by setting limits to prevent fraud
Personal experience:
It took me only 3 minutes to apply and to receive the card (the virtual card of course).
After depositing $1000 in USDT onto the card, it gained daily interest.
I haven't actually used it for a purchase yet, I still prefer cash, but cardwise it looks like a great option for high value purchases online for 1% cashback, and 5% interest on the USDT you deposit on it.
The UX can be set to English, so don't worry about the Chinese screenshots below.
Oh, and I am not making any commission on that, I just wanna share a gem here.
Deposit money automatically generates interest at an annualized rate of 5%
The most special thing about the PaiNet card is that the money in the card account will earn interest for you.The USDT you deposit into the card will automatically participate in the 5% current deposit mechanism of the Pai Network , with dividends paid every hour and uniformly distributed to the Card account at 16:00 every day. The profit details can be viewed in the App.
Pionex does not support phone number services & KYC verification for the following countries/regions.
Iran（98）
North Korea（850）
Central African Republic（236）
Cuba（53）
Crimea region（7368）
Lebanon（961）
Libya（218）
Somalia（252）
South Sudan（211）
Sudan（249）
Syria（963）
Venezuela（58）
Yemen（967）
Afghanistan（93）
Congo DR（243）
Zimbabwe（263）
Singapore（65）
China（86）
United States（1）
Guam（1）
Puerto Rico（1）
Hawaii （808)
Canada （1）
Netherlands （31）
United Kingdom （44）
Spain （34）
French (33)
Austria (43)
Hong Kong (852)
https://www.pionex.com/en/
Last edited:
All the major respectable crypto cards (i.e. large, known issuer) i have seen typically have bad exchange rate of USDT to other currencies (1-3%), when compared to wise/revolut (which is 0-0.5% with 5-10$ a month paid tier).
So, are there any crypto cards that won't rip me off on forex exchange rates, if i use them for any major non-USD currencies to pay?
Ditto for cash withdrawals, but on that front wise/revolut are also bad, charging 2% fee to withdraw.
So, are there any crypto cards that won't rip me off on forex exchange rates, if i use them for any major non-USD currencies to pay?
Ditto for cash withdrawals, but on that front wise/revolut are also bad, charging 2% fee to withdraw.
Pionex, the one I mentioned before, doesn't charge any percentage if you are holding USDT and paying in USD. Not only this, but they give you 1% cashback.
If you use their card to pay in non-USD currency, their 1% cashback should pretty much cover the exchange fee.
No cash withdrawal at ATM yet though, you need to wait until the 4th quarter 2025.
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