your reply is replying to non existent questions.This is BULLSHIT.
Every financial institution and bank is committed to CRS! With German customers they do not ask for TIN, because the customer is taxable in Germany anyway and the tax office has access to the bank data.
For foreign customers, everyone can check here whether the TIN is correct or not: TIN on-the-Web - European Commission
The times of playing hide and seek with anonymous accounts and money laundering are over!
The questions were quite clear, i believe:
- What happens if one registers a N26 account in country X and then immediately changes tax residency and TIN to a maltese one, country where N26 is not operating?
- Would this work beyond 18 months? (source: Availability across Countries - N26 Support Center)
- Will N26 report to maltese Tax authorities in the case above?