the company use ctopay.com / ctopay.hk
hongkong based payment gateway
they accept replica and other high risk business
but, to avoid from chargeback, they will hold the money for 1 month. we only got 2 chargeback cases during my employment there.
since my boss is rich, he dont have problem to wait 1 month for the payout. and the chargeback not hurt his business much because the replica item is very cheap in china and he charged a lot to his customers.
i saw the company has upgraded their website.
maybe they can accept international customer too now.
All HK based payment companies cannot offer Visa to merchants directly. They also have a documented horrible history of actually paying merchants. I STRONGLY urge anyone not to use an Asian (specifically HK/China) based payment company if you want to accept Visa and get paid.
i think ctopay transaction fees is around 5-7%
since my company business involve with shipping item, they want shipment proof to avoid chargeback.
if you want to use ctopay for adult website, maybe they will ask for transaction approval code to verify the ownership of the card.