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Business account

Good question, I still wonder if there is a monthly amount to have or only if you act as a business person with your account, what would make Paypal suggest you to have a business account.
My online ventures so far for one year have only brought in about $1,000 US so I haven't heard anything from PayPal about needing to switch my account status. However, I'm getting into affiliate marketing and just want to be aware of other fees.