EMI for a Delaware LLC

[oklybusiness]

Hello everybody,

I'd like to know if there's someone who knows an EMI that provides a business USD account for receiving international SWIFT/Wire transfers for a Delaware LLC ?
Note : The Delaware LLC director/shareholder is not from US.

Thank you

 

[oklybusiness]

Did you tried Transferwise?

Thank you for your answer, Yes i did, and they didn't provide me with USD account as i'm from a country not listed in their permissible countries for USD account. Transferwise list

 

[oklybusiness]

What about Revolut Business?

For Revolut Business we are on the waitlist as Revolut will start accepting US companies soon, We get this message from them "Revolut Business is coming to United States, and we’re excited to have you along for the ride."

 

[oklybusiness]

Then it's difficult right now. Why not considering a bank account at Bank of America for example? Non-residents are welcome.

Really ? I didn't know about that, And can i apply alone or i need a lawyer for that ?

 

[oklybusiness]

PS: Most banks in Delaware are used to handle non-resident clients, you won't be the first =).

And can i open the business account remotely using the corporate documents ?

 

[JustAnotherNomad]

No regular bank is going to open an account without your physical presence for KYC purposes.
You can try using a lawyer to open the account for you.
What about Mercury?

 

[JustAnotherNomad]

That’s what I meant by using a lawyer... You can’t really do that on your own.

 

[oklybusiness]

I have never done it online, only at the branch. But you can try it on bankofamerica.com You choose small business and then Business Fundamentals® Checking. Later when they ask for your SSN number you just type 000-00-0000, that's what they do at the branch for non-residents.

Thank you so much for your help @SwissAcc i will check bankofamerica.com

 

[JustAnotherNomad]

Try Mercury.
Bank of America won’t open an account for you.

 

[oklybusiness]

No regular bank is going to open an account without your physical presence for KYC purposes.
You can try using a lawyer to open the account for you.
What about Mercury?

I did try with Mercury too, And apparently they only use ACH, and when I mentioned that I was looking for an international wire service they refused my application.

 

[JustAnotherNomad]

Sorry to hear that. I’m sure somebody else will have a better suggestion.

 

[JustAnotherNomad]

Yes. But he asked about remote opening. He can still try remote opening through a lawyer though.
But an EMI will probably be a much easier and cheaper solution.

 

[exprtadvisrdev]

Use Mercury + transferwise. You will have both a bank account and the ability to send money abroad. You only need to be as transparent and honest as you can with them and you won't have issues

 

[oklybusiness]

Use Mercury + transferwise. You will have both a bank account and the ability to send money abroad. You only need to be as transparent and honest as you can with them and you won't have issues

Thank you for your answer @eadeveloper, That's what i did with both and i was accepted by TransferWise but without a USD account as I mentioned before, and my application was rejected by Mercury and they sent me this message "We require US Operations to be able to open an account" and according to them "US Operations" means clients or suppliers have to be in the United States.

 

[fshore]

Did you try transferwise for the llc or personally? Strange if they limit options for the llc based on your personal residence.

And btw, bank of America requires a ssn or itin for llc account in addition to ein, at least in New York.

 

[coq]

I am sorry but when did you create the LLC? Was it recently?
Did you get an EIN? My understanding was that the IRS was closed for the COVID19

 

[bauer340]

Have you tried Banknovo, RelayFI bank, SettleGo or OFX?

 

[sinos]

Ba

Have you tried Banknovo, RelayFI bank, SettleGo or OFX?

Bank Novo requires SSN from applicants and expects the applicant to be within US.

https://novo.zendesk.com/hc/en-us/a...for-an-account-with-an-EIN-instead-of-an-SSN-

 

[bobby786]

Have you tried Banknovo, RelayFI bank, SettleGo or OFX?

does RelayFI accepts swifts outside USA ?

 

[sujoe]

yes

does RelayFI accepts swifts outside USA ?