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Hamilton Reserve Bank: Zero Credibility, Null Tech, and Your Money on the Line

HRBuncovered

New member
Jul 11, 2025
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Bosnia
Let's start with only some tech and easy points that you can spot without being their client. Only with this, you should keep miles away from this bastards.

Their website, https://hrbank.com/, built by a junior programmer hangover after a week partying. Have a look, and let me know. Just as a reference, check this image:

unnamed.webp


You can find it here. I attached screenshot before they remove it from the website. I also received it via email.

Screenshot 2025-07-11 at 23.44.35.webp


Would you trust a bank that does this? Yeah, check it out:

liderazo-lider-equipo-empresa.webp


We could do this for every single image. Some are AI fake offices, some other robbed from websites... and on and on.

Their Google reviews: all fake. Yes, easy to spot. You don't need to be local guide with 100+ reviews to know it. Let me show you one of the few real ones, that I guarantee will happen to you if you open an account:

Screenshot 2025-07-11 at 23.50.17.webp


Wanna see their web app where you will be managing you money? haha coming soon!

Quick note: you will think it's a joke, but it is not. Get ready.
 
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In today’s world of CRS and FATCA, I genuinely believe there’s little need for a bank account in a Caribbean jurisdiction. Offshore banking might still make sense if you operate a regulated investment fund in the Cayman Islands or BVI, but for most individuals and businesses, establishing a company and bank account there offers minimal advantage. More often than not, you’re just exposing yourself to unnecessary risk, compliance headaches, and potential scams.

Furthermore, in the wake of the global crackdown on offshore financial centres, the majority of offshore banks have either gone bankrupt or are struggling to stay afloat. A common tactic among those still operating is to limit or delay access to client deposits, effectively using customer funds to buy time and preserve liquidity. This trend underscores the growing instability and risk associated with offshore banking in today's regulatory environment.

If you truly need a foreign bank account, choose the jurisdiction carefully. There are still a few well-established and reputable banking hubs,such as Luxembourg, the Cayman Islands, Bermuda, Switzerland, and Monaco,where it is possible to bank with a reasonable degree of safety. However, options are increasingly limited, and these institutions typically require substantial initial deposits or high net worth thresholds to open and maintain an account.