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List of Neobanks

Just look up N26 in Apple Appstore or Google Play Store then look at the suggestions it gives you under similiar apps. Thats how I discover new ones every day.
 
It is still a neobank, which is the topic of this thread :)
I think that it would be useful to clarify the term “neobank”.
In my perception – but maybe I am wrong – it is a financial institution offering all services fully on-line (frequently even without any physical branches) having a standard banking licence. It means, not an EMI, that has a different licence and works in a different way. (Both bank and EMI have some pros and cons, of course.)
The abovestated list, IMO, mixes the issues, it contains “real” neobanks (Aion bank, Monzo), EMI's (blackcatcard, VIALET, bnc10 – the last IMO especially shady, Spanish label of an Ireland company really not very transparently presented) and even special subjects like Golden Suisse (as far as I understand, they are in gold & silver bullion business, payments are possible only between customers).
Well, your reflections? :)
 
:) As it seems like terminological discussion is not so attractive until now, I will just add some neobanks IMO missing in the list
- Bunq (bunq | bank of The Free)
- Moneycorp Bank (moneycorpbank)
- mBank (branches in various countries, roots in PL)
- KT Bank (KT Bank AG)
(Yes, the last named is specific but it offers personal account fully online and has banking licence, so...)
 
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:) As it seems like terminological discussion is not so attractive until now, I will just add some neobanks IMO missing in the list
- Bunq (bunq | bank of The Free)
- Moneycorp Bank (moneycorpbank)
- mBank (branches in various countries, roots in PL)
- KT Bank (KT Bank AG)
(Yes, the last named is specific but it offers personal account fully online and has banking licence, so...)
Moneycorp’s website doesn’t have a valid ssl certificate.
Do mBank and KT accept foreign customers/companies?
 
Moneycorp’s website doesn’t have a valid ssl certificate.
Yes, it expired 2021-06 or so – I must admit, I do not care... (it should not happen, but it is not a real problem).

Do mBank and KT accept foreign customers/companies?
KT – yes. (But beware, only personal accounts can be opened fully online.)
mBank – I do not know exactly, it might vary from country to country. Necessary to check.
 
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I once compiled a huge list of neo banks, but truth is. Those banks keep coming and going all the time, so I honestly don't know how accurate and update it would be nowadays.
don't want to share it, please...?
 
Thank you, we will let her know ;)
 
Thanks for all the links shared.

I am looking for a NeoBank for my IT based online business worldwide (Independent Software Vendor) with EUR and USD accounts for transactions in the 10K$ to 100K$ range.
.
I'd need the NeoBank to be outside of Europe (Ideally Singapore, maybe UK US HK) and most of Neobank quoted are EU based.

Does anyone has reliable recommendation given these constraints? Here are the results of my investigations:

MAYBE
All-in-one Finance For Growing Businesses | Aspire Aspire Neobank can only open USD account for foreign biz while I'd need also EUR account discussed here Aspire Neobank
Get a Business Bank Account from Monzo UK + Business
ARIVAL | Banks are old. We're not. - Arival Bank - The First Fintech Bank Headquarters: San Juan, Puerto Rico quite scary but they have a US adress: Arival Inc. 78 SW 7th St, 7-111, Miami, FL 33130, United States 5Nov2021 They are a very small operation, 100s of live accounts (if true, it's too risky) discussed here Arival Bank - Anyone Used

NO
Neat | Business account | Visa Corporate card | Hong Kong HK 18% very bad reviews on Trust Pilot Neat is rated "Excellent" with 4.4 / 5 on Trustpilot
Legal info neon Switzerland AG Badenerstrasse 557 8048 Zürich Can I get EUR in Switzerland? Unfortunately, this is not yet possible, but we're working on it. For very urgent cases, you can go to a Postomat machine, it works there.
https://www.moneycorpbank.com/ 7/b King's Yard Lane, Gibraltar, GX11 1AA. Telephone: +350 (0) 2225 5600.
Islamkonforme Finanzprodukte | KT Bank AG KT Bank AG Head Office Platz der Einheit 1 60327 Frankfurt
Kredyty, lokaty, konta bankowe, karty, ubezpieczenia online | mBank.pl Poland
bunq | bank of The Free official banking licence from the Dutch Central Bank (DNB
VIALET Help Center Vialet is not interesting for most users. They serve only citizens of Lithuania, Latvia and Poland.
https://gekkard.com/ Your financial support for a convenient life in Europe.
BLACKCATCARD Malta
https://www.goldensuisse.com/ Swiss
https://kontist.com/en/ Germany +49 30 311 986 00
https://bnc10.com/en/about-us/ banking alternative from Barcelona
https://www.imagin.com/ Spain
https://ibanfirst.com/ Belgium
https://www.klarna.com/international/about-us/ Klarna was founded in 2005 in Stockholm
https://aion.eu/be-en/contact 1050 Ixelles, Brussels
https://www.airwallex.com not currently available in my region
 
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Thanks for all the links shared.

I am looking for a NeoBank for my IT based online business worldwide (Independent Software Vendor) with EUR and USD accounts for transactions in the 10K$ to 100K$ range.
.
I'd need the NeoBank to be outside of Europe (Ideally Singapore, maybe UK US HK) and most of Neobank quoted are EU based.

Does anyone has reliable recommendation given these constraints? Here are the results of my investigations:

MAYBE
All-in-one Finance For Growing Businesses | Aspire Aspire Neobank can only open USD account for foreign biz while I'd need also EUR account discussed here Aspire Neobank
Get a Business Bank Account from Monzo UK + Business
ARIVAL | Banks are old. We're not. - Arival Bank - The First Fintech Bank Headquarters: San Juan, Puerto Rico quite scary but they have a US adress: Arival Inc. 78 SW 7th St, 7-111, Miami, FL 33130, United States 5Nov2021 They are a very small operation, 100s of live accounts (if true, it's too risky) discussed here Arival Bank - Anyone Used

NO
Neat | Business account | Visa Corporate card | Hong Kong HK 18% very bad reviews on Trust Pilot Neat is rated "Excellent" with 4.4 / 5 on Trustpilot
Legal info neon Switzerland AG Badenerstrasse 557 8048 Zürich Can I get EUR in Switzerland? Unfortunately, this is not yet possible, but we're working on it. For very urgent cases, you can go to a Postomat machine, it works there.
https://www.moneycorpbank.com/ 7/b King's Yard Lane, Gibraltar, GX11 1AA. Telephone: +350 (0) 2225 5600.
Islamkonforme Finanzprodukte | KT Bank AG KT Bank AG Head Office Platz der Einheit 1 60327 Frankfurt
Kredyty, lokaty, konta bankowe, karty, ubezpieczenia online | mBank.pl Poland
bunq | bank of The Free official banking licence from the Dutch Central Bank (DNB
VIALET Help Center Vialet is not interesting for most users. They serve only citizens of Lithuania, Latvia and Poland.
https://gekkard.com/ Your financial support for a convenient life in Europe.
BLACKCATCARD Malta
Golden Suisse Swiss
Banking und Steuerservice für Selbständige & Freelancer | Kontist business banking Germany +49 30 311 986 00
About us - bnc10 banking alternative from Barcelona
Más que un Banco Online sin Comisiones | imagin Spain
Payment solutions for borderless business Belgium
About us | Klarna International Klarna was founded in 2005 in Stockholm
Contact 1050 Ixelles, Brussels
Global Business Accounts with Multi-Currency Payments | Airwallex EU not currently available in my region
Your situation have been probably / hopefully already solved; but if eventually not, it would be fruitful to share your location: you posted that “AirWallex.com is not currently available in my region”; and IMO, AirWallex has one of the narrowest list of prohibited countries (if I take into account EMI's with some reputation known to me)...

this thread could go endless, there are thousands of neobanks it's impossible to list them in an thread like this.
Yes, definitely :)
But anyway, sometimes it is really useful reading :) :)
Just to add, in this thread Question - Best banking options (Malta/E-Commerce) it is possible to find several interesting lists of EMI's / Neobanks, with comments. Worth reading, too; IMO.
 

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