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Paypal alternative?

Alrigth, which world are you living in!!

As long as you swipe your credit card throught some service, you will have chargebacks / disputes, so don't waste your time by looking for something that don't exists.

Btw. if you find a solution like this, keep it as a secret ;)
As long as you're running a legitimate business, why would you NOT want the "hassle" of chargebacks or disputes? You can't have a legitimate business without those. I must say your question made me think, " Is this person selling pipe dreams or snake oils?":
I don’t think that what you are asking for even exist. It impossible not to have a charge back since they are giving you some service, it is just natural that they will get something in return for their service.

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