As long as you're running a legitimate business, why would you NOT want the "hassle" of chargebacks or disputes? You can't have a legitimate business without those. I must say your question made me think, " Is this person selling pipe dreams or snake oils?":
I don’t think that what you are asking for even exist. It impossible not to have a charge back since they are giving you some service, it is just natural that they will get something in return for their service.