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Remote PC services in USA for rent

TBH, using VPN/VPS may have been part of what got you declined. People travel, that's fine. Many banks associate VPN with scammers and fraudsters. A US VPN is riskier than a Bali or Bahamas hotel wifi IP address.

If you have a US SIM card with data roaming, check if it gives you a US IP address, and apply with that connection.

You can rent virtual PCs but most of them will come with US datacenter IP addresses, which will look like a VPN connection.
 
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There are, located in data centers so you get a data center IP address. So you're back to square 1 of being detected as a VPN user.

If you have friends or family in the states, buy a half decent laptop for them, install remote desktop on it, and make sure they keep it powered on. Use something like DynDNS to tie a hostname to the device in case IP address from the ISP changes.
 
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Consider pairing a virtual desktop, like Azure[1], with a static residential proxy[2]. This blends a cloud-based Windows PC with a residential IP, which looks more authentic. Opt for proxies in busy areas or major cities, so you can switch if a proxy becomes unreliable without looking too suspicious.

1: Azure Virtual Desktop | Microsoft Azure
2: Buy Fast Residential IP Proxies From Best Provider - Free Trial
Buy Residential Proxies - 72M Residential IPs - Free Trial
 
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Consider pairing a virtual desktop, like Azure[1], with a static residential proxy[2]. This blends a cloud-based Windows PC with a residential IP, which looks more authentic. Opt for proxies in busy areas or major cities, so you can switch if a proxy becomes unreliable without looking too suspicious.

1: Azure Virtual Desktop | Microsoft Azure
2: Buy Fast Residential IP Proxies From Best Provider - Free Trial
Buy Residential Proxies - 72M Residential IPs - Free Trial
OP, take into account some proxy providers (I can't remember if these are) have themselves blocked banking and financial services for their users so as to minimize the possible fraudulent usage of their IP's, so if these don't let you, you could look for a couple more and try.

If the bank still detects proxy/VPN usage, give a try to mobile proxies, as they sometimes have more permissiveness.