Reviews on uniqpayments.net

[DRL7]

Finally got our HK Setup up and running after 4 months of placing the order! Delayed Perfection Will surely deal again and definitely would prefer realistic timelines. I am a patient human being and I prefer transparency.

Update after 1 year: It wasn't worth it! It's a waste of time and resources. I had purchased their HK and ES setup.

None of their setups are stable and can NEVER be stable. They create everything in Bulk with same techniques and Stripe's AI engines are quick to detect their methods.

The Stripe accounts get banned after 2-3 payments, (no disputes whatsoever, while using all of their recommendations of "warming up", Dolphin Anty etc). Their support is friendly and responsive but you are waiting for months for any resolution/replacement and the replacement is equally trash. I've waited patiently for 1 year! Literally trying to make things work. They will claim that, "I can send you proofs with clients processing over 1 mil HKD" , but I think those are aged stripes, Outliers, not the norm. Their Payoneer is also unreliable and useless. I had setup a different gateway on the ES company after Stripe didn't work out. Turns out that Payoneer also got banned and now my payout from the new gateway is stuck

I AM NOT NEW TO STRIPE. I have a legitimate business model and a couple of accounts which have been running for years and we have low chargeback ratio ( less than 0.2%). It's just that Stripe is not supported in my country.

My Recommendation: Get a real (physical bank account, neobanks are s**t) with a responsible Nominee. A residential static IP is a must! The MangoProxy/Gonzoproxy that they recommend to access the Stripe are eventually blacklisted, if not at the time of login. Stripe has past IP logs.

 

[MichaelUniq]

Update after 1 year: It wasn't worth it! It's a waste of time and resources. I had purchased their HK and ES setup.

None of their setups are stable and can NEVER be stable. They create everything in Bulk with same techniques and Stripe's AI engines are quick to detect their methods.

The Stripe accounts get banned after 2-3 payments, (no disputes whatsoever, while using all of their recommendations of "warming up", Dolphin Anty etc). Their support is friendly and responsive but you are waiting for months for any resolution/replacement and the replacement is equally trash. I've waited patiently for 1 year! Literally trying to make things work. They will claim that, "I can send you proofs with clients processing over 1 mil HKD" , but I think those are aged stripes, Outliers, not the norm. Their Payoneer is also unreliable and useless. I had setup a different gateway on the ES company after Stripe didn't work out. Turns out that Payoneer also got banned and now my payout from the new gateway is stuck

I AM NOT NEW TO STRIPE. I have a legitimate business model and a couple of accounts which have been running for years and we have low chargeback ratio ( less than 0.2%). It's just that Stripe is not supported in my country.

My Recommendation: Get a real (physical bank account, neobanks are s**t) with a responsible Nominee. A residential static IP is a must! The MangoProxy/Gonzoproxy that they recommend to access the Stripe are eventually blacklisted, if not at the time of login. Stripe has past IP logs.

Look, I get that you had a bad experience, but saying “it never works” just isn’t accurate. We have multiple clients doing 1.5M+ HKD per year with the same setups, no issues. It all comes down to your business model, traffic quality, chargebacks, proxies, login patterns - the usual stuff.

Sorry it didn’t work out for you, but that doesn’t mean the structure is broken. Some people process hundreds of transactions a week just fine. Everyone uses these setups differently, and if you’re in a high-risk niche using flagged proxies, mango or gonzo , are recommendations , not must to do , however other clients using them and it’s fine.

Let’s be real: this isn’t a magic button. We provide working setups - the same ones you'd get if you opened everything properly yourself under your company or website - we can always customize everything according to your requirements. There's no trick here. Success depends more on how you run it than the setup itself.

We’re constantly working on improving and adding new options and alternatives , investing to research and replacements for our clients , managing and expending the support team, but when you buy from us, you’re paying for the company, nominee work, verifications… the full package. Everything we promise, we deliver.

As for EMI/Payoneer/etc. - we’ve had solid experiences helping clients move funds across different EMI’s, for sure physical banks could be useful , but if you run with an issue with the Nominee and physical bank they can request much more info regarding the nature of the funds comparing to EMI. We’ve got proof from clients who scaled big with the same tools we offered you.

I agree that not all cases go smooth - it’s volatile by nature. If your structure failed, odds are it’s more about usage patterns than the structure itself and it doesn’t mean it’s working stable for someone else. But again, if you’re asking for full anonymity and running high-risk business, there are always risks. That’s part of the game.

Let’s focused on finding a solution which is working for you rather than debate on that.

 

[EnlightenedVessel]

Are you doing payment links/gateway with Airwallex or just receiving payments from Stripe there?

Payment links & gateway with Airwallex.

 

[pinger]

Payment links & gateway with Airwallex.

Our AW got closed after processing around $20k unfortunately hence why im asking. But great that it is still working for you!

 

[PepsimaxLime2024]

We’ve had an outstanding experience using this company for our payment solutions. From day one, the support has been on a level we’ve never experienced anywhere else , fast, professional, and extremely responsive. Any time we’ve needed help, they’ve replied almost instantly and resolved our issues quickly and effectively.

To date, we’ve processed over $300,000 USD across four different accounts with them. All accounts have functioned perfectly, except for one that was closed due to a high volume of customer complaints , which was our own responsibility. Other than that, there have been no problems whatsoever. All verification steps have typically been completed within a day, which is very impressive.

Importantly, we haven’t had any funds frozen , something that many worry about when using Stripe. In our experience, this is often due to poor setup on the user’s side, such as not using proper proxy servers (which can trigger Stripe’s fraud detection systems) or not following a correct warm-up schedule.

We took a different approach: we built a fully automated warm-up process that gradually increased transaction volumes using realistic and controlled amounts during the initial period. This has likely played a key role in maintaining the health of our accounts.

If there’s one minor downside, it’s that payouts can sometimes be slow, but this is due to Stripe’s own holding policies , not anything the company can control.

All in all, we’re extremely satisfied and would highly recommend them to anyone looking for a reliable, well-supported, and safe payment solution setup.

 

[brianK]

Good to see his service is working well.

 

[adamsender]

I ordered 4 HK setups over the last 4 months, but one had an issue, and eventually it was replaced. Overall responsive and helpful team.

Still working, accounts are doing just fine, verifications passed successfully. The team is helping with crypto on-ramp as well.

 

[LordRthefirst]

I'm sharing this review to provide others with a clearer understanding of what to expect when working with UniqP, and to offer some insight beyond the initial promises and marketing language.

This is by no means intended as a criticism or attack on the company. I genuinely believe that with improved communication and greater transparency, UniqP has the potential to be an excellent solution for many.

I first came across UniqP through online forums and made initial contact with Michael on September 24, 2024.

Over the course of two months, we had multiple calls and in-depth conversations, which led us to proceed with a Hong Kong (HK) setup. The first payment was made on December 17, 2024.

Timeline of Events:

• January 16, 2025 – We received our first Stripe account and were informed to await the Airwallex account.
• January 30, 2025 – We were told the Airwallex account had been denied, and the entire setup would need to be replaced.
• February 19, 2025 – I was asked to wire the second portion of the payment, but due to my wife giving birth, I was unavailable.
• February 28, 2025 – I contacted Michael, only to be told that my setup had been delivered to another client because I hadn’t responded for 10 days. I expressed my dissatisfaction, stating that such actions should not occur without prior notice. As a result, we were told we’d have to wait a couple more weeks.
• March 12, 2025 – The new company setup was delivered.
• March 13, 2025 – The second payment was made, and a new Stripe account was provided the same day.
• March 17, 2025 – Airwallex account delivered.

From here, we began exploring implementation options. This is when discrepancies started to surface. Although we were repeatedly assured that everything would work as promised, several critical features,such as Apple Pay,were missing from their iframe. We were told to use a third-party provider, Paytree, to enable full functionality. This added another €300/month in costs.

We paused implementation and engaged in numerous back-and-forth discussions with Michael and the team.

• May 23, 2025 – We went live with their iframe solution, still without Apple Pay. We followed the team’s instructions: warming the account, accessing Stripe and Airwallex via proxies, etc.
• June 2, 2025 – Stripe banned the account. The team attempted recovery, but it was ultimately unsuccessful. We requested Airwallex be implemented immediately to keep operations running. Airwallex Payments was approved the same day, but implementation response times were extremely slow.
• June 9, 2025 – We were informed that to use Airwallex, the website had to be moved from Tilda to WordPress,something that would take another 1–2 days. I asked Michael why this requirement wasn’t mentioned earlier, especially since Stripe had been banned six days prior and we had clearly requested Airwallex deployment. There was no response or explanation.

We also requested a replacement Stripe account, but were told they had none available. Instead, we were offered a UK setup. We pushed back, as we specifically paid for the HK setup and were assured the solution was “bulletproof” (as stated in their marketing). Yet our Stripe account was banned within 10 days. Now we’re being offered what feels like a downgraded solution,one that reportedly costs almost half of what we originally paid.

• June 12, 2025 – We were initially informed that the Stripe account would be replaced within 24–72 hours. However, we’re now being told that a full setup is required, which could take up to six weeks. Meanwhile, there has been no update on the migration of the website from Tilda to WordPress. As a result, we can't deploy Airwallex Payments, and we’ve been unable to process any payments for the past 10 days,and counting. Neither Michael, nor the developers are answering regarding this matter.

Summary:

There have been numerous promises,many of which have not been fulfilled. The proposed solution was far from “bulletproof,” and communication has been consistently slow, often leaving us feeling unsupported. We've had to follow up repeatedly just to receive basic updates or responses. At this point, we are without both a Stripe account and an Airwallex Payments account,the core components of the service we paid for,and are left having to chase the team for any form of update, response, or accountability.

 

[DigiDash]

I'm sharing this review to provide others with a clearer understanding of what to expect when working with UniqP, and to offer some insight beyond the initial promises and marketing language.

This is by no means intended as a criticism or attack on the company. I genuinely believe that with improved communication and greater transparency, UniqP has the potential to be an excellent solution for many.

I first came across UniqP through online forums and made initial contact with Michael on September 24, 2024.

Over the course of two months, we had multiple calls and in-depth conversations, which led us to proceed with a Hong Kong (HK) setup. The first payment was made on December 17, 2024.

Timeline of Events:

• January 16, 2025 – We received our first Stripe account and were informed to await the Airwallex account.
• January 30, 2025 – We were told the Airwallex account had been denied, and the entire setup would need to be replaced.
• February 19, 2025 – I was asked to wire the second portion of the payment, but due to my wife giving birth, I was unavailable.
• February 28, 2025 – I contacted Michael, only to be told that my setup had been delivered to another client because I hadn’t responded for 10 days. I expressed my dissatisfaction, stating that such actions should not occur without prior notice. As a result, we were told we’d have to wait a couple more weeks.
• March 12, 2025 – The new company setup was delivered.
• March 13, 2025 – The second payment was made, and a new Stripe account was provided the same day.
• March 17, 2025 – Airwallex account delivered.

From here, we began exploring implementation options. This is when discrepancies started to surface. Although we were repeatedly assured that everything would work as promised, several critical features,such as Apple Pay,were missing from their iframe. We were told to use a third-party provider, Paytree, to enable full functionality. This added another €300/month in costs.

We paused implementation and engaged in numerous back-and-forth discussions with Michael and the team.

• May 23, 2025 – We went live with their iframe solution, still without Apple Pay. We followed the team’s instructions: warming the account, accessing Stripe and Airwallex via proxies, etc.
• June 2, 2025 – Stripe banned the account. The team attempted recovery, but it was ultimately unsuccessful. We requested Airwallex be implemented immediately to keep operations running. Airwallex Payments was approved the same day, but implementation response times were extremely slow.
• June 9, 2025 – We were informed that to use Airwallex, the website had to be moved from Tilda to WordPress,something that would take another 1–2 days. I asked Michael why this requirement wasn’t mentioned earlier, especially since Stripe had been banned six days prior and we had clearly requested Airwallex deployment. There was no response or explanation.

We also requested a replacement Stripe account, but were told they had none available. Instead, we were offered a UK setup. We pushed back, as we specifically paid for the HK setup and were assured the solution was “bulletproof” (as stated in their marketing). Yet our Stripe account was banned within 10 days. Now we’re being offered what feels like a downgraded solution,one that reportedly costs almost half of what we originally paid.

• June 12, 2025 – We were initially informed that the Stripe account would be replaced within 24–72 hours. However, we’re now being told that a full setup is required, which could take up to six weeks. Meanwhile, there has been no update on the migration of the website from Tilda to WordPress. As a result, we can't deploy Airwallex Payments, and we’ve been unable to process any payments for the past 10 days,and counting. Neither Michael, nor the developers are answering regarding this matter.

Summary:

There have been numerous promises,many of which have not been fulfilled. The proposed solution was far from “bulletproof,” and communication has been consistently slow, often leaving us feeling unsupported. We've had to follow up repeatedly just to receive basic updates or responses. At this point, we are without both a Stripe account and an Airwallex Payments account,the core components of the service we paid for,and are left having to chase the team for any form of update, response, or accountability.

Sucks to hear about your experience, has it been sorted out by now?

One thing I’ve noticed: I’ve seen a few posts where they say “we have an account ready,” but once you pay, they claim it’s suddenly gone to another client. Feels a bit off…

I’m really interested, but honestly feeling hesitant at the moment. Hoping to see some more positive experiences before I decide. I've contacted Uniq Payments as well, but no reaction so far... are they still live?

 

[pinger]

Im still waiting for a UK replacement and Airwallex delivery. Been waiting for 6 months now for replacement and 3 months for Airwallex

 

[LordRthefirst]

Sucks to hear about your experience, has it been sorted out by now?

One thing I’ve noticed: I’ve seen a few posts where they say “we have an account ready,” but once you pay, they claim it’s suddenly gone to another client. Feels a bit off…

I’m really interested, but honestly feeling hesitant at the moment. Hoping to see some more positive experiences before I decide. I've contacted Uniq Payments as well, but no reaction so far... are they still live?

Update:


Michael and the team have helped move the proxy website to WP, set up paytree in order to cloak everything properly and helped get Airwallex up and running.

For now, we are warming Airwallex payments, and I will report back if everything goes smooth or there are any hiccups.

As for Paytree - Apple Pay doesn't work yet, which is something we discussed in length, since it's 90% of our business. So now we can only accept cards - but UniqP team and the Paytree team are working to find a fix.

We are still waiting for the Stripe replacement, but that should take another 3-4 weeks.


To be continued...

 

[Houdini]

There have been numerous promises,many of which have not been fulfilled. The proposed solution was far from “bulletproof,” and communication has been consistently slow, often leaving us feeling unsupported.

When you mention slow response times, what exactly do you mean? How long did you wait for a reply, and are you including Saturday and Sunday in that time?

 

[LordRthefirst]

When you mention slow response times, what exactly do you mean? How long did you wait for a reply, and are you including Saturday and Sunday in that time?

I don't include weekend days - no.

Now response time is much much better, as mentioned in my update.

 

[Wrkmail]

I would like to leave my honest review of UniqPayments and Michael.

I purchased the HK setup which has been delivered about 2 months ago and operating so far without issues. Comms was good straight out the gate with a call setup, a few more discussions over the next few weeks and then initial deposit paid. Unfortunately there was a delay in me making the second payment, and by the time I got round to it my setup had been sold so I had to wait another 4-6 weeks for a new one. The delay was on my end so I couldn't complain but it is similar to a few other stories here.

For context I have operated previous setups before using service providers on this platform. Therefore the learning curve was not as steep as it may be for others who have not had a stealth setup or anything similar before. This was probably a massive benefit on my part as the instructions provided are not great and you have to use your own intuition a bit.

The Stripe account and Airwallex are operating so far seamlessly. I have had one of the several expected Stripe identity verifications, which is normal and that was resolved by the team within 24-36 hours by the nominee which was great. I too had to opt for the 3rd party solution vs the iFrame integration at extra cost which was annoying but the cost is nominal for my business.

The only thing I wish I had know before I purchased is in my particular case the Stripe thresholds you are advised to process below are below my cheapest product but so far this hasn't been an issue. Every circumstance is unique and on their part creating an all encompassing solution cannot be easy. Further to this the actual business model and how the acquiriers of these setups operate their business is as equally important to the setup and how it was created.

Communication can be a bit hit and miss. Sometimes certain things seem unclear or incorrect. Also the instructions that they provide could be much more comprehensive and clearer but overall if you know what you are doing it shouldn't be a problem. Allowing time for clarifications to be made is only a benefit to you, although I understand that when you want to launch your project any delays caused by miscommunications is frustrating.

I do recommend UniqPayments and Michael. I have read through many of the reviews on this thread and felt compelled to leave my honest review as a result of my positive expereience. I understand that any happy customers will move on with their lives often not leaving a positive review, however others who experience issues may resort to leaving negative reviews in an effort to redress the issues that they are having as well as let people know what their experience was like.

All the best