Just my personal opinion:
1) If you are satisfied with the currencies that Swissquote offers and they can onboard you, do not hesitate and go with them. They possess a Swiss banking licence, it is kilometers ahead of any British or even Lithuanian EMI (as the reputation is concerned).
2) You can read a lot of (true) horrible reviews/experiences with Wise as well. But it all depends of your use-case. If you regularly send to Wise a part of your salary and then use their card while travelling, you will perhaps be happy with them. If you use it as a business (or even personal) account in various irregular contexts, you must be ready for a situation that your account is closed without any warning or notice, without any reasonable explanation and the cash will be freezed for undefined time – because their AI evaluated your activity as suspicious (evt. search here at forums). (Important note: AFAIK, nobody lost the money, finally they return it to the owner – but of course even freezing your cash for some months can ruin your issues perfectly.)