why do such agreements like tiea, aeoi, crs, etc..... have to exist on a global scale? how do they all work? oecd calling the shots? why would such agreements be in effect? is it because of the panama papers? who was depositing money in panama offshore banking? what kind of customers deposit their money in offshore banks? can someone give me an idea of what kind of people are the banks customers? i just want an opinion from anyone? what kind of people deposit money in offshore banks assuming that theyre reputable? im all ears. rsvp.