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Incorporation, Bank account and merchant account

Hi. I am from the Philippines. We help US students write academic essays and papers. All my clients are in the US. I get paid in USD. Currently, we use PayPal. I am looking for an alternative payment gateway

Do you have any suggestions? I have been denied by 2co, skrill because of the nature of my business. I tried to incorporate in Hong Kong, but I was informed that they did not want to do business with me because I am from the Philippines. I tried to incorporate in Singapore, but I was informed by a bank officer that my industry is not supported

1. Is it a good idea to incorporate first in Singapore and then once incorporated, apply with different bank accounts hoping that at least one of them will let me open an account?
2. Should I just open an offshore company in Cyprus?

Can you suggest any solution? Thanks
 

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