Is Bankera or Pervesk safe ?

[flashbang]

They're the same companies.

 

[Gediminas]

Yes they are,

 

[Sols]

Define safe.

 

[wellington]

I opened a Bankera account yonks ago, I don't think it was ever used more than 200-1,000 Euro, if that... (can't remember as its years ago).

Hello,
There is an unread message waiting for you at Bankera. Log in to your account to read it.

Had an email from them yesterday about an notification in my account, proceed to login (or attempt) and it gave me some sort of error "Unexpected error. Please contact support".

So guess I am locked out from reading what ever the notification is lol.

So i'd say no.

 

[expatasia]

I got the same notification and error from bankera, closed the account years ago. Guess its some kind ogf bug in theire system.

 

[flashbang]

They ask for SOF even for requesting increasing your card's spending limits.

They want six months bank account statement to have the limit increased, otherwise, they deny the request.

Is this normal to apply SOF for a simple request to increase the spending limits lmao ?

The account has never been used yet, is brand-new, with literally zero transaction history - meanwhile, they want to do SOF on me, lol.

 

[JohnnyDoe]

I got the same notification and error from bankera, closed the account years ago. Guess its some kind ogf bug in theire system.

Same here. A joke of a bank.

 

[flashbang]

Same here. A joke of a bank.

I agree.

However, it's not a bank, it's an EMI only.. - but a trash one, definitely.

 

[bonox]

As a last resource for someone looking to bank somewhere but got refused everywhere else it may still be a valid EMI - same like The Kingdom bank and similar services.

 

[flashbang]

As a last resource for someone looking to bank somewhere but got refused everywhere else it may still be a valid EMI - same like The Kingdom bank and similar services.

which ones would you suggest for private or business bank accounts ?

please share

 

[bonox]

Have no clue, there are tons of suggestions around the forum, you may google search.. or you can check the resource database in mentor group
https://www.offshorecorptalk.com/resources/

 

[padres123]

what's wrong with Bankera. They always want new documents and it's never enough. I rarely used Bankera and didn't even transfer a total of 200-300 EUR in small amounts between my accounts. Then I had to fill out a questionnaire, it wasn't accepted, now they want a BANK statement for 6 months and address verification..WOW

I have enough EMIs in my phone that work well, so my question is: Is there any point in clarifying everything with Bankera and using the bank account, or better Close it? What would you recommend?

 

[wellington]

I opened a Bankera account yonks ago, I don't think it was ever used more than 200-1,000 Euro, if that... (can't remember as its years ago).

Hello,
There is an unread message waiting for you at Bankera. Log in to your account to read it.

Had an email from them yesterday about an notification in my account, proceed to login (or attempt) and it gave me some sort of error "Unexpected error. Please contact support".

So guess I am locked out from reading what ever the notification is lol.

So i'd say no.

I managed to log into mine earlier today -> used a VPN.

I am guessing they've since banned my current country whereas no issues via VPN from neighbouring state...

what's wrong with Bankera. They always want new documents and it's never enough. I rarely used Bankera and didn't even transfer a total of 200-300 EUR in small amounts between my accounts. Then I had to fill out a questionnaire, it wasn't accepted, now they want a BANK statement for 6 months and address verification..WOW

I have enough EMIs in my phone that work well, so my question is: Is there any point in clarifying everything with Bankera and using the bank account, or better Close it? What would you recommend?

There was the big laundering fiasco a few years ago in that neck of the woods... suspect they are overly covering their arse now....

 

[Kranders]

If you trace it even little from web:

1. Bankera was on of the largest ICO's in Lithuania. Collected in total 150m worth of crypto.
2. They promised to token holders tons of s**t. Coin went busto. Token holders were promised with dream that Bankera will become a bank someday and the project will succeed.
3. The money collected were supposed to be used for the developing project. However it was not.
4. Lithuanian authorities started legal action against all individuals in the scheme. It is still ongoing and not settled.
5. They purchased the Private Banking Services from the ICO collected money and moved all assets to that bank supposedly thinking they will be able to hide it AND full-fill the obligation to token holders that they achieved banking licence.
6. After some of the token holders chasing them to return funds and legal action against them Bankera separated the structures and hired more lawyers to the company with ratio in the company of 80% lawyers and legal department to 20% operational staff.
7. All the companies in the structure operates very poor and company is cash negative.
8. Overall money is gone, services are not working, products is just a case to token holders to show that something was "achieved".

 

[wellington]

Technically Bankera delivered a bank....

But coin didn't moon

Just an FYI, in 2018/19 anything crypto related became toxic, mainly because of shitcoin speculators screaming all over twitter...

So a lot of projects that were looking into banking were simply rejected and/or the banking solutions they dreamt up became untenerable due to emerging restrictions in the market place.

For the shitcoin speculators they also signed contracts or agreed to terms and conditions, which basically meant they bought a token and the token may or may not be utilisable against x product if x product is delivered...

However when they were down in the secondary markets and projects bleeding capital (mainly marketing) and folded or changed directions they all of a sudden felt they were akin to shareholders.

Fortunately the UK, EU has since determined they were in-fact merely utility token holders not securities.

Thus 2019-2021 bull market was born, and soon (ongoing 2023-2024 bull market..

 

[Kranders]

Technically Bankera delivered a bank....

But coin didn't moon

Just an FYI, in 2018/19 anything crypto related became toxic, mainly because of shitcoin speculators screaming all over twitter...

So a lot of projects that were looking into banking were simply rejected and/or the banking solutions they dreamt up became untenerable due to emerging restrictions in the market place.

For the shitcoin speculators they also signed contracts or agreed to terms and conditions, which basically meant they bought a token and the token may or may not be utilisable against x product if x product is delivered...

However when they were down in the secondary markets and projects bleeding capital (mainly marketing) and folded or changed directions they all of a sudden felt they were akin to shareholders.

Fortunately the UK, EU has since determined they were in-fact merely utility token holders not securities.

Thus 2019-2021 bull market was born, and soon (ongoing 2023-2024 bull market..

I am not referring to the fact are they bad or good. I am showcasing it from position of people complaining about their work style.

MAYBE THEY EVEN DO NOT WANT TO WORK.

cause they already took money and they just need a “case” that they delivered.

Think of this.

 

[Sols]

If you trace it even little from web:

Could you please post some sources for these claims?

 

[wellington]

I am not referring to the fact are they bad or good. I am showcasing it from position of people complaining about their work style.

MAYBE THEY EVEN DO NOT WANT TO WORK.

cause they already took money and they just need a “case” that they delivered.

Think of this.

The operating costs of buying a white label banking service in 2017-2018 to offer a credit card (crypto card) was roughly 250,000 USD a year (actually have the quote somewhere and breakdown).

To buy a banking license was something like 10m USD -> but you'd then have issues with corresponding.

Lets say they rec 150m$ and it depreciated before they sold to an average of 30m$

That wouldn't have given them much breathing room.

I am surprised they've gotten as far as they have tbh.

Could you please post some sources for these claims?

The claims are legit FYI... remember their ICO... think i had some of their coins somewhere lol

Alongside other terrible positions : Naga, Plexcoin etc

 

[Sols]

The claims are legit FYI... remember their ICO... think i had some of their coins somewhere lol

I'm aware of several of the accusations already (and I've expressed criticism of Bankera/Pervesk on several occasions). However, since @Kranders has a history of posting an unprompted favorable review of a competing business, it would be prudent to ensure that sources are provided by @Kranders for these claims.

Facts are facts, if they can be backed up. Until then, this looks a bit like a representative of a competing business trying to smear Bankera and Pervesk.

 

[JohnnyDoe]

I'm aware of several of the accusations already (and I've expressed criticism of Bankera/Pervesk on several occasions). However, since @Kranders has a history of posting an unprompted favorable review of a competing business, it would be prudent to ensure that sources are provided by @Kranders for these claims.

You can find plenty of public information supporting his claims, which form the best explanation for the odd behavior and business model of Bankera.