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List of Adult friendly Neobanks & EMI's offering business accounts

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MikeRoss

New member
Let's build a list of adult industry friendly neobanks and EMI's that offer accounts for international businesses.

I will start it with these:
  • Paxum.com
  • Bitsafe.com
Not the best ones but still... I hope to add some better options soon

Please share the other ones that that you've personally tried or heard of.
I will keep updating the list. Make 'em coming
 

uplana

Corporate Services
Mentor Group Gold
Okay, very stupid question, but what exactly is a NEOBANK ?
 

Wave!

Silver Member
So they are the same as what we all call them here on the forum EMI's / Electronic Money Institutions ?
Nope.
Neobanks either hold their own banking license (meaning they are no inferior to brick&mortar banks) or "share" the banking license with a larger-sacle bank that provides such "license-lending" solution.
EMI usually hold non-banking licenses named "e-money", "financial service", etc.
 

lacomaco

New member
Nope.
Neobanks either hold their own banking license (meaning they are no inferior to brick&mortar banks) or "share" the banking license with a larger-sacle bank that provides such "license-lending" solution.
EMI usually hold non-banking licenses named "e-money", "financial service", etc.
This is news for me... Can you give me an example of this "sharing"?
 

Wave!

Silver Member
This is news for me... Can you give me an example of this "sharing"?
Both Ally and Chime are major neobanks in the US providing standard checking and saving accounts. But unlike Ally which is an FDIC member itself, Chime has its "Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC". Here Bancorp and Stride are the solution providers I mentioned earlier. Take a look at Bancorp's website and you'll see that they are specialised in this and do not provide personal banking service.
 
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