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List of Adult friendly Neobanks & EMI's offering business accounts

So they are the same as what we all call them here on the forum EMI's / Electronic Money Institutions ?
Nope.
Neobanks either hold their own banking license (meaning they are no inferior to brick&mortar banks) or "share" the banking license with a larger-sacle bank that provides such "license-lending" solution.
EMI usually hold non-banking licenses named "e-money", "financial service", etc.
 
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Nope.
Neobanks either hold their own banking license (meaning they are no inferior to brick&mortar banks) or "share" the banking license with a larger-sacle bank that provides such "license-lending" solution.
EMI usually hold non-banking licenses named "e-money", "financial service", etc.
This is news for me... Can you give me an example of this "sharing"?
 
This is news for me... Can you give me an example of this "sharing"?
Both Ally and Chime are major neobanks in the US providing standard checking and saving accounts. But unlike Ally which is an FDIC member itself, Chime has its "Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC". Here Bancorp and Stride are the solution providers I mentioned earlier. Take a look at Bancorp's website and you'll see that they are specialised in this and do not provide personal banking service.
 
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