US neo-banks List [For Non-Residents LLCs]

[Novice]

Hello

I've seen another topic that helps with listing all available Remotely Opened EMIs in Europe. I think a US one for non-resident LLCs would be great.

I'm sure everyone got his own list as he went looking on his own. Let's help each other, shall we?

I'd start with a small list and I'll add more:

Business Bank Account

• Mercury
• Novel
• Brex
• Zenus

Personal Bank Account:

• Zenus

Let's see what you guys have in mind and thanks in advanced for participating.

 

[JohnnyDoe]

You can add Relay to the list

 

[Novice]

Business Bank Account

• Mercury
• Novel
• Brex
• Zenus
• Relay

 

[extremedox101]

just about the same list i know , noval is reputable by any chance ? i have looked into noval when fellow member suggest it but i guess the website is mysterious .

 

[JohnnyDoe]

just about the same list i know , noval is reputable by any chance ? i have looked into noval when fellow member suggest it but i guess the website is mysterious .

So far no issues with it, I use it for plain vanilla ops

 

[Novice]

just about the same list i know , noval is reputable by any chance ? i have looked into noval when fellow member suggest it but i guess the website is mysterious .

It's pretty good.
Sometimes slower than other EMI (Brex is the fastest), for example, ACH takes few hours longer or sometimes up to 2 days to be deposited.

I'm sure there are other neo-banks. Some people keep them for themselves till someone asks. Which is why I asked.

 

[extremedox101]

It's pretty good.
Sometimes slower than other EMI (Brex is the fastest), for example, ACH takes few hours longer or sometimes up to 2 days to be deposited.

I'm sure there are other neo-banks. Some people keep them for themselves till someone asks. Which is why I asked.

i tried to open account with brex but kyc was difficult . i may take a look at novel again ? do u think they are okay with some mid-high risk industries ?

 

[Novice]

i tried to open account with brex but kyc was difficult . i may take a look at novel again ? do u think they are okay with some mid-high risk industries ?

It's well worth it. Not everyone can get in but you shouldn't stop till they refuse you.

If you can have only one bank account, choose Brex.

 

[extremedox101]

It's well worth it. Not everyone can get in but you shouldn't stop till they refuse you.

If you can have only one bank account, choose Brex.

yes brex did not accept my account in internal screening process. noval not supporting my industry same goes with relay and mercury ...
zenus might be the only option but charging $50 a month make no sense .

i formed wy llc for this purpose last year but i didn't know how to use for my business with my high risk industry to open account at those neo-banks .

recently i have opened bank accounts in my jurisdiction to solve long time problems and they did . but still i'm looking for non-prepaid debit card from neo-bank/emi for US card purchases .

 

[Novice]

yes brex did not accept my account in internal screening process. noval not supporting my industry same goes with relay and mercury ...
zenus might be the only option but charging $50 a month make no sense .

i formed wy llc for this purpose last year but i didn't know how to use for my business with my high risk industry to open account at those neo-banks .

recently i have opened bank accounts in my jurisdiction to solve long time problems and they did . but still i'm looking for non-prepaid debit card from neo-bank/emi for US card purchases .

What's your industry if you don't mind sharing. We could have some thoughts for you.

 

[extremedox101]

What's your industry if you don't mind sharing. We could have some thoughts for you.

thanks
adult live streams and dating affiliate marketing , just receiving payments from this category .

 

[Novice]

I would love to add more choices to the list (as I still have more) but I need some contribution from people who got information on more options...

 

[burden]

What's the benefit to have a US Neobank ?

 

[consigli3re]

i've recently tried to open accounts with Mercury, Relay and Brex for non-resident (eu residents) owned delaware c-corp in crypto space and only Mercury was willing to open the account (and that was after they added a new banking partner. Many of neobanks use Evolve Bank&Trust for actual banking services so they all fall under Evolves compliance requirements

 

[Novice]

i've recently tried to open accounts with Mercury, Relay and Brex for non-resident (eu residents) owned delaware c-corp in crypto space and only Mercury was willing to open the account (and that was after they added a new banking partner. Many of neobanks use Evolve Bank&Trust for actual banking services so they all fall under Evolves compliance requirements

Mercury has a new banking partner? May I know the new partner name please?

 

[consigli3re]

Mercury has a new banking partner? May I know the new partner name please?

from their website:
Mercury is a financial technology company, not a bank. Banking services provided by Choice Financial Group and Evolve Bank & Trust®

 

[SirGRA]

Hi guys,

Relating to the context of this thread, is there any EMI/Bank that offers a EURO account besides Wise (probably outside of the US)?
I know that probably is a weird question (talking about US LLC).

I appreciate any help you can provide.

 

[extremedox101]

Hi guys,

Relating to the context of this thread, is there any EMI/Bank that offers a EURO account besides Wise (probably outside of the US)?
I know that probably is a weird question (talking about US LLC).

I appreciate any help you can provide.

i guess u are talking about non us business account ?there is cheetahmoney for eea i never used before .

but better create another thread .

 

[SirGRA]

Thank you for the comment, @extremedox101 and the suggestion of Cheetahmoney.

 

[RobertNozick]

i've recently tried to open accounts with Mercury, Relay and Brex for non-resident (eu residents) owned delaware c-corp in crypto space and only Mercury was willing to open the account (and that was after they added a new banking partner. Many of neobanks use Evolve Bank&Trust for actual banking services so they all fall under Evolves compliance requirements

Novel accepted my application for a foreign-owned US LLC in the crypto industry. I'm also in the waitlist for Mercury, I have been told that application processing times have slightly increased for international customers.