That nutshell conclusion is only true for some places.Someone was recently arrested for trading via Bisq FYI.
Electrum Bitcoin Wallet Scam Suspect Is Arrested by Dutch Police
The 39-year-old is suspected of laundering tens of millions of euros obtained from malicious software using decentralized exchange Bisq and privacy coin monero, police say.www.coindesk.com
DOJ also introducing 10yr statute of limitations for anything to do with crypto.
Doing P2P transactions got one licensed trader indicted and sent down for 18 months recently, because even though they did AML/KYC the funds were sourced from illicit activities.
Bitcoin user sentenced to federal prison warns users involved in P2P transactions
Mark Alexander Hopkins, also known as a nickname "Dr. Bitcoin" or his nickname Rizzn has stated that "Bitcoin p2p transaction is a federal crime" VolRaskucnews.com
Holding Crypto is increasingly becoming like holding a hot potato.
Our firm (investment fund) recently had a **** up where funds were sent from exchange to exchange (internal) and the amount of KYC/AML and delays (3 weeks) is just making it a compliance nightmare, likewise diversification on-chain -> off-chain is proving slow as AML/KYC/Compliance adds.
Authorities are also taking a stance moving funds from one wallet to another is laundering, using a decentralised protocol swapping solution is laundering, chain swapping (hopping) is laundering etc, each txt carries a charge.
They can arbitrarily seize (forfeiture) and you have to go through court proving innocence (costing hundreds of thousands).
Likewise holding Stables is like holding a ticking time bomb because you don't know wether they will a) implode or b) be frozen because of all the anti-crypto rhetoric..
If entering crypto -> best to go from A to B direct, don't hold either Fiat or Crypto / Fiat anywhere near exchanges.
In a nutshell, Crypto is becoming a hot potato.
Easy solution, move where it is not like that. There are many places. (and it does not have to be El Salvador or CAR)