Anyone heard of IPayTotal?


New Member
Hey guys,

We are an online store with high risk, barely legal items in Canada.

Ipaytotal accepted us for credit card processing. But their reviews on trustpilot are half 1 and half 5 stars. It’s crazy.

Anyone had experience or advice on this merchant?



Building Trust
They are fishy, and I wouldn't recommend. I have stopped the process, everything was quite strange. High risk businesses, and only a week for application process! 1.500 ponds for entry! But above all, they are not FCA regulated!!!! Their code of business is a joke for PSP.
I would stay away and try maybe with accentpay, I-account....


New Member
Yes, I’ve had exact similar experience. Something’s off but I can’t put my finger on it.

They approved our online cannabis dispensary within a week with a 4-5% MDR, which is low even by high risk standards. Half the reviews are 1 Star with ppl claiming fraud.

Most importantly, constant stories about banks closing their merchant accounts after 6-12 weeks of operation. Kinda weird.

Also I don’t think they are in uk at all. Everything seems to be pointing at an Indian company with a virtual office (google the address they list in their site)

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