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Bulgarian banks?

I’m currently banking with DSK and credit bull bank. Both are not bad and also not great. But they do the job. To open a bank account goes quite quickly. (Max 1 or 2 days) and card creation (visa/MasterCard) takes about 4 a 5 days.
 
Has anyone ever banked with a Bulgarian bank? should they be avoided?

Will be grateful for any info!
Be slightly careful with First Investment Bank, but the probability of any Bulgarian bank going under is close to 0 atm. The ECB is keeping a close eye on them. I have experience with pretty much all of them and they are all horrible in terms of customer service, mediocre in terms of online banking, ok in terms of fees and great in terms of ease of account opening.
 
Be slightly careful with First Investment Bank, but the probability of any Bulgarian bank going under is close to 0 atm. The ECB is keeping a close eye on them. I have experience with pretty much all of them and they are all horrible in terms of customer service, mediocre in terms of online banking, ok in terms of fees and great in terms of ease of account opening.
Any experience dealing with kraken/coinbase ?