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EMI with personal IBAN accounts?

who can point me to emi with these options :

- accept most /all countries and with express card shipping
-west europe/usa/offshore countries provider
- adult friendly (in affiliate business to receive payments )
- dedicated personal iban + prepaid card (i don't care if single card has withdrawal limits i.e 20,000 a year )
- world class support or at least good quality , quick and answer all inquiries no hassle when receiving or sending payments no question everything work like charm aswell automatic)
- reloading card via external card is big bonus but optional .
- high reputation + reliable site .

+ i don't mind charged greater annual fee than other emis i have used .
 

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