Not in Montenegro, no point banking there unless you are in a business with a local company, Russian money launderer (shut down now) or some state privatization. They absolutely have no need for any kind of Belize/Seychelles/offshore transaction not related to a locally registered firm. Serbia/Macedonia/Albania about same, all under the watchful eye of EU preparing them for EU. Bosnia can still be worked out a little easier with right people and money, but we're talking millions here, not peanuts and eye to eye business.