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Micro Seychelles IBC Bank Account or EMI with card

Do you have some cheaper bank you know of ?
not Banks as in standard financial institutions but I guess EMI, such as payset is at least 50% cheaper and not account setup fees, Payset has SWITCH problems right now so not suggested ....

one.io is also a lot cheaper but I have not tried it yet
 
Do you know if they accept Seychelles companies ?

From their website Your new payment institution | About Us | ONE I can see they seem to be regulated somehow in the UK and Switzerland.
They accept Seychelles but I guess the acceptance also depends on the business information, type etc. you can enquire with them to confirm if in your case they will accept it
 
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