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Multi-currency accounts

JustAnotherNomad

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Oct 18, 2019
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I need SEPA access to several “smaller” currencies as well as exchange to EUR/USD. Either for my business or as a personal account for a non-EU/EEA resident.
I have found the following options:

Regular business accounts:
- MoneyCorp/MoneyCorpBank
- Cheetah Money

FX trading accounts:
- Dukascopy
- SwissQuote (difference between branches?)
- Strateo
- Interactive Brokers (difference between branches?)

Can someone give some feedback on their experience with customer service and fees? Is any of them better than the other? Would all be able receive third-party payments, i.e. would I be able to use a FX trading account to receive dividends from my company? Would any of them have better deposit protection? Which of them would offer the best FX rates?
I don’t necessarily need to make payments to third parties, I could use Revolut/TransferWise for that and just pay into a regular EUR/USD bank account in my name.
 
Dukascopy has deposit protection and you can ask any questions to them 24/7 via livechat. SEPA/SWIFT in has no fee but for out SEPA out is about 2.3 euro as I remember and SWIFT out is over 20 euro.
You can also deposit or withdraw with debit/credit card.
I didn’t use FX things of them so i have no idea about it.
 
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